Monterra Las Colinas Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Monterra Las Colinas Apartments in Las Colinas? Rent here runs $1,363 - $2,855, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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301 W Las Colinas Blvd W, Irving, TX 75039

Las Colinas

Managed by Sentinel Real Estate Corporation Built 2006 4 stories 282 units
5/5 ·11 reviews
$1,363 - $2,855 /month

Monthly Cost Breakdown at Monterra Las Colinas Apartments

The listed rent isn't the whole number. Here's what Monterra Las Colinas Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,376 – $2,868
Base Rent $1,363 – $2,855
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at Monterra Las Colinas Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Monterra Las Colinas Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Monterra Las Colinas Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Monterra Las Colinas Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Monterra Las Colinas Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$150

Pets Fees

Cat Fee

$300

Dog Fee

$300

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Monterra Las Colinas Apartments.

1%

Irving overall is safer than only 1% of U.S. cities

This reflects Irving as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Monterra Las Colinas Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Package lockers, Sprinklers, Covered parking, On site maintenance, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access Property manager on site Gated Package lockers Sprinklers Covered parking On site maintenance Perimeter fencing

Amenities

Special Features

Contemporary smooth cook tops Five-story parking garage Library loft for reading and parlor games Outdoor BBQ grills Polished stained concrete floors* Soaring 10-foot ceilings Waterfront promenade on Lake Carolyn 24/7 on-call emergency maintenance Convenient trash chutes on every floor French doors to patio or balcony* Luxurious resort-style pool with tanning ledge Oval soaking tubs WellBeats virtual training studio Wood-style flooring* Additional storage available Ceramic tile entry and baths* Complimentary Wi-Fi hot spots Full-sized washer/dryers in every residence Built-in desk with granite top* Decorative 2-inch blinds Dual vanities* Elevator access Pet park Breakfast bar* Built-in microwave ovens Grand 8-foot doors throughout the apartment Lighted ceiling fans in living and bedrooms Spinning and boxing rooms Track and pendant lighting in kitchen Urban oasis with lap pool Al fresco living terraces and lanais High-speed Internet available Bicycles available for checkout Bookshelves* Coffee café Gourmet demonstration kitchen Hot tub surrounded by trellised seating Electronic parcel locker system Valet dry cleaning Yoga and pilates studio

Community Features

Wi-Fi Maintenance on site 24 Hour Access Dry Cleaning Service Online Services Planned Social Activities Pet Play Area Elevator Business Center Clubhouse Lounge Multi Use Room Storage Space Disposal Chutes Fenced Lot Cabana Courtyard Grill Waterfront Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Trash Compactor Tub/Shower Fireplace Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Office Built-In Bookshelves Vaulted Ceiling Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Monterra Las Colinas Apartments.

Grocery

  • Whole Foods Market 4.4
  • Whole Foods Market 4.4
  • Sprouts Farmers Market 4.4

Pharmacy

  • Las Colinas Pharmacy Compounding & Wellness 4.7
  • Family Pharmacy @ Las Colinas LLC 5.0
  • CVS Pharmacy 3.6

Hospital

  • Medical City Las Colinas Emergency Room 3.9
  • Las Colinas Medical Center 4.3
  • ER of Irving - Emergency Room 4.7

Gym

  • Lumin Fitness Las Colinas 4.8
  • Planet Fitness 4.2
  • LA Fitness 3.2

Restaurant

  • Zio Al's Pizza & Pasta - Richardson 4.8
  • The Star, Home of the Dallas Cowboys 4.7
  • The Ranch at Las Colinas 4.6

Park

  • Monterra Las Colinas Apartments 2.8
  • Irving Parks and Recreation 4.8
  • Founder's Park 4.5

Bank

  • Credit Union of Texas 3.5
  • Truist - ATM 5.0
  • Bank of America (with Drive-thru ATM) 2.9

Gas

  • RaceTrac 4.0
  • Exxon 3.9
  • Exxon 3.6

Pet Policy

Bringing a pet? Here's what Monterra Las Colinas Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $20 Monthly Pet Rent
  • $300 Fee
  • 75 lb Weight Limit
  • 2 Pet Limit

About Monterra Las Colinas Apartments

RECEIVE $1,000 OFF YOUR FIRST FULL MONTH'S RENT ON A 12-14 MONTH LEASE OR $500 OFF YOUR FIRST FULL MONTHS RENT ON A 6-11 MONTH LEASE ON ANY VACANT UNIT! Monterra Las Colinas Apartments is a modern, pet-friendly apartment community in the elegant Las Colinas area of Irving, Texas near Dallas, Lake Carolyn and the Metroplex. We offer 1-bedroom and 2-bedroom luxury apartments for rent featuring soaring 10-foot ceilings, dramatic archways, custom color accent walls, full-sized washer/dryers, oval soaking tubs, stainless steel appliances, lighted ceiling fans in living and bedrooms and marble bathroom vanities with custom framed mirrors. Serene and luxurious, Monterra Las Colinas is on a beautifully landscaped property, bordering scenic Lake Carolyn. Residents have convenient, easy access to shopping, dining and entertainment at NorthPark Center, MacArthur Shopping Center and The Galleria. Monterra Las Colinas Apartments is close to major employers and schools such as Exxon Mobile Corp., Fluor Corporation, Las Colinas Medical Center, Citigroup, the University of Texas at Dallas and the Irving Independent School District. Nearby Highway 114, I-35E and DART provide easy access to Dallas/Fort Worth International Airport, Dallas, Fort Worth and the greater Metroplex area. Monterra Las Colinas Apartments is complete with courtyards and fountains as well as a lakeside promenade, resort-style pool and spa, fitness center, business center and yoga studio. Our features include al fresco living terraces and lanais, a covered outdoor cabana with a fireplace and a gourmet demonstration kitchen. Dreams of a lifestyle of luxury and convenience await you at Monterra Las Colinas Apartments, so call today and make it yours! Contact us today to see what is available! Call us: / Email us: Or stop by: 301 West Las Colinas Boulevard, Irving, TX 75039

Year Built: 2006
Stories: 4
Total Units: 282
Management: Sentinel Real Estate Corporation
Phone: (682) 452-7677

Other Options Nearby

Still weighing your choices? These communities are in the same part of Irving — with their own insurance costs and safety profiles worth comparing.

Alesio Urban Center Apartments

Las Colinas

$1,010 - $5,680 Ins: ~$14/mo

Amblar Apartments

Las Colinas

$1,448 - $9,506 Ins: ~$14/mo

Anthem Valley Ranch Apartments

Las Colinas

$1,075 - $4,791 Ins: ~$15/mo

Cortland MacArthur Apartments

Las Colinas

$1,410 - $7,752 Ins: ~$15/mo

Delante Apartments

Las Colinas

$1,260 - $2,425 Ins: ~$13/mo

Devi Valley Ranch Apartments

Las Colinas

$1,305 - $3,705 Ins: ~$14/mo

Frequently Asked Questions

Does Monterra Las Colinas Apartments require renters insurance?
We didn't find a public insurance requirement for Monterra Las Colinas Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Monterra Las Colinas Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). Monterra Las Colinas Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Monterra Las Colinas Apartments?
Plan for $1,376 to $2,868/month all-in. That's base rent ($1,363 - $2,855), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Monterra Las Colinas Apartments allow pets?
Yes, Monterra Las Colinas Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $20 Monthly Pet Rent. $300 Fee. 75 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Monterra Las Colinas Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,363 - $2,855. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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