Promenade at Las Colinas Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Promenade at Las Colinas Apartments in Las Colinas? Rent here runs $1,421 – $2,740, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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555 Promenade Pky, Irving, TX 75039

Las Colinas

Built 2019 5 stories 387 units
5/5 ·145 reviews Apt. Finder
$1,421 – $2,740 /month

Renters Insurance at Promenade at Las Colinas Apartments

According to Promenade at Las Colinas Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.

Your lease at Promenade at Las Colinas Apartments expects

These specifics on your renters policy

Your lease may add more — but these are the details Promenade at Las Colinas Apartments publishes publicly. Treat them as the floor, not the ceiling.

Interested party Add Promenade at Las Colinas Apartments to your policy as an interested party

The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.

What Affects Your Premium Here

Every building is different. These factors specific to Promenade at Las Colinas Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Promenade at Las Colinas Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Promenade at Las Colinas Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.

On-Site Security

Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Promenade at Las Colinas Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Water / Sewer Utility Base

Fee to process rental application and background check

$1.4 / mo

Amenity Fee

$20 / mo

HOA Fee

$23.87 / mo

Water Utility Admin

$3 / mo

Valet Trash

$30 / mo

Pest Control

$6 / mo

Electric Utility

Usage-based

Utility Management Service Fee

Usage-based

Water / Sewer Utility

Usage-based

Community Trash

Usage-based

Administrative Fee

Fee to process rental application and background check

$200

Admin Fee

Fee to process rental application and background check

$200

Application Fee

Administrative processing fee to cover lease preparation.

$85

Security Deposit

$300 - $700

Pets Fees

Pet Fee

$400

Cat Fee

$400

Dog Fee

$400

Pet Rent

$25 / mo

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Parking Fees

Reserved Parking in Garage

$65 / mo

Addons Fees

Stormwater Utility

Usage-based

Amenities

Special Features

Expansive 10'-22' Ceilings Split-Level Lofts* Kitchen Pantries* Large Oval Tubs Putting Green Sky Lounge Electric Vehicle Charging Stations Multi-Level Parking Garage with Access Gate Package Delivery & Storage System Elevator Access Separate Glass-Enclosed Showers* Smart Homes Featuring Keyless Entry Wi-Fi in All Common Areas 24-Hour Fitness Studio Walking Distance to Toyota Music Factory Full-Size Washer & Dryer Included Kitchen Islands* Programmable Thermostats Resort-Style Pool Rideshare Lounge Stunning Lake Carolyn Views* Hardwood-Style Flooring 2 Designer Finish Packages Climate Controlled Corridors Large Walk-in Closets Private Yards* The Cave Outdoor Lounge

Community Features

Car Charging Station Elevator Lounge Pool Putting Greens

Floor Plan Amenities

Wi-Fi Granite Countertops Stainless Steel Appliances Kitchen Walk-In Closets Yard

Pet Policy

Bringing a pet? Here's what Promenade at Las Colinas Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About Promenade at Las Colinas Apartments

Promenade at Las Colinas is the kind of place you tell your friends about. Modern homes, resort-style amenities, and everything you love just steps away - lakeside trails, great restaurants, live music. Its stylish, walkable, and incredibly convenient. Life just feels easier (and a lot more fun) here.

Year Built: 2019
Stories: 5
Total Units: 387
Phone: (682) 688-2727

Other Options Nearby

Still weighing your choices? These communities are in the same part of Irving — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Promenade at Las Colinas Apartments require renters insurance?
We found specific coverage details on Promenade at Las Colinas Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Promenade at Las Colinas Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
Does Promenade at Las Colinas Apartments allow pets?
Yes, Promenade at Las Colinas Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Promenade at Las Colinas Apartments offer?
There are 48 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,421 – $2,740. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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