Shoreline on Lake Carolyn Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Shoreline on Lake Carolyn Apartments in Irving? Rent here runs $1,302 – $2,653, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Shoreline on Lake Carolyn Apartments

Compare renters insurance quotes in seconds

1050 Lake Carolyn Pky, Irving, TX 75039

Irving

Managed by Hilltop Residential Built 2007 4 stories 341 units
5/5 ·11 reviews Apt. Finder
$1,302 – $2,653 /month

Monthly Cost Breakdown at Shoreline on Lake Carolyn Apartments

The listed rent isn't the whole number. Here's what Shoreline on Lake Carolyn Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,315 – $2,666
Base Rent $1,302 – $2,653
Est. Renters Insurance $13/mo

Renters Insurance at Shoreline on Lake Carolyn Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Shoreline on Lake Carolyn Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Shoreline on Lake Carolyn Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Shoreline on Lake Carolyn Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.

On-Site Security

Package service Controlled access Property manager on site Doorman Package lockers Sprinklers Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Shoreline on Lake Carolyn Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Administrative Fee

$150

Application Fee Per Applicant

$65

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$400 - $600

Amenities

Special Features

11- To 14-foot Ceilings 12 Foot Ceilings 24-Hour Emergency Maintenance 24-Hour Luxer Package Lockers Beautiful hardwood cabinets Bike Share Program Bike Storage Bookshelves Bookshelves* Breakfast bars Built In Bookshelves* Built-in wine racks* Coffee Bar with Wi-Fi Cafe Computer rooms with built-in workstations* Contemporary lighting Dark walnut stained plank floors and stained concrete floors* Exposed duct work* Freestyle Fitness Center Garden tubs* Gourmet kitchens Juliet Balcony Kitchen pantries Lake view Lake View* Monthly Resident Events Online Resident Services On-Site Maintenance Outdoor Firepit Outdoor Fireplace Outdoor Grilling Stations Pet-Friendly Community Quartz Countertop Resident Lounge Resort-Style Pool Scenic Views of Lake Carolyn Slate flooring in bathrooms Sleek granite countertops Spa showers with frameless glass doors* Terraces*

Community Features

Wi-Fi Maintenance on site 24 Hour Access Recycling Online Services Planned Social Activities Key Fob Entry Elevator Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Storage Space Conference Rooms Corporate Suites Sundeck Cabana Courtyard Grill Picnic Area Waterfront Lake Access Fitness Center Pool Bicycle Storage Walking/Biking Trails Gameroom Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Tub/Shower Fireplace Surround Sound Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Family Room Mud Room Office Built-In Bookshelves Vaulted Ceiling Walk-In Closets Linen Closet Loft Layout Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Shoreline on Lake Carolyn Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 99 lb Weight Limit
  • 2 Pet Limit

About Shoreline on Lake Carolyn Apartments

Welcome to Shoreline on Lake Carolyn. At Shoreline on Lake Carolyn, we redefine apartment living with a rare combination of lakeside tranquility and urban convenience. Our community offers more than just a place to live – it’s an experience. Enjoy spacious, modern apartments with breathtaking lake views, where each detail is designed with your comfort in mind. Step outside and immerse yourself in the beauty of Lake Carolyn with walking trails, water activities, and outdoor spaces, right at your doorstep. Enjoy the dynamic Las Colinas neighborhood, filled with top-tier dining, entertainment, and easy access to major employers. Schedule a tour of a stunning community today!

Year Built: 2007
Stories: 4
Total Units: 341
Management: Hilltop Residential
Phone: (817) 803-1537

Other Options Nearby

Still weighing your choices? Other communities in Irving — compare rent and estimated insurance cost side by side.

AMLI on Riverside Apartments

Irving

$1,502 - $3,764 Ins: ~$14/mo

La Valencia Apartments

Irving

$1,079 - $2,008 Ins: ~$14/mo

Tower Village Apartments

Irving

$1,275 - $1,650 Ins: ~$16/mo

1400HiLine Apartments

West Dallas

$1,979 - $6,255 Ins: ~$13/mo

1414 Bennett

$1,195 - $1,295 Ins: ~$14/mo

1500 N. Carroll Apartments

East Dallas

$725 - $1,100 Ins: ~$15/mo

Frequently Asked Questions

Does Shoreline on Lake Carolyn Apartments require renters insurance?
We didn't find a public insurance requirement for Shoreline on Lake Carolyn Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Shoreline on Lake Carolyn Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). Shoreline on Lake Carolyn Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Shoreline on Lake Carolyn Apartments?
Plan for $1,315 to $2,666/month all-in. That's base rent ($1,302 – $2,653), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Shoreline on Lake Carolyn Apartments allow pets?
Yes, Shoreline on Lake Carolyn Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 99 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Shoreline on Lake Carolyn Apartments offer?
There are 14 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,302 – $2,653. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Shoreline on Lake Carolyn Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.