Tower Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Tower Village Apartments in Irving? Rent here runs $1,275 – $1,650, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1700 E Northgate Dr, Irving, TX 75062

Irving

Built 1970 2 stories 264 units
3/5 ·14 reviews Apt. Finder
$1,275 – $1,650 /month

Monthly Cost Breakdown at Tower Village Apartments

The listed rent isn't the whole number. Here's what Tower Village Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,291 – $1,666
Base Rent $1,275 – $1,650
Est. Renters Insurance $16/mo

Renters Insurance at Tower Village Apartments

According to Tower Village Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.

Your lease at Tower Village Apartments expects

These specifics on your renters policy

Your lease may add more — but these are the details Tower Village Apartments publishes publicly. Treat them as the floor, not the ceiling.

Interested party Add Tower Village Apartments to your policy as an interested party

The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.

What Affects Your Premium Here

Every building is different. These factors specific to Tower Village Apartments can push your insurance cost up or down:

Older Building

Built in 1970 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Tower Village Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Tower Village Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.

On-Site Security

Package service Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Tower Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$200

Parking Fees

Parking Fee

$60 / mo

Amenities

Special Features

Carpet In Bedrooms Upgraded Units Have Black Appliances

Community Features

Wi-Fi Laundry Facilities Maintenance on site Planned Social Activities Pet Play Area Public Transportation Business Center Clubhouse Walk-Up Fenced Lot Courtyard Grill Picnic Area Pond Fitness Center Pool Playground Basketball Court Volleyball Court Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Smoke Free Tub/Shower Framed Mirrors Dishwasher Disposal Ice Maker Pantry Kitchen Oven Range Refrigerator Carpet Vinyl Flooring Dining Room Walk-In Closets Linen Closet Balcony Patio

Pet Policy

Bringing a pet? Here's what Tower Village Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

  • Pet policies are negotiable.

About Tower Village Apartments

Live carefree everyday at Tower Village! Coming home feels like you're on vacation. We offer impressive finishes and resort style-quality amenities, our apartment homes make it possible to live beyond your expectations. With easy access to HWY-183 and close proximity to Dallas-Fort Worth International Airport, shopping, dining, parks and trails. There' so much to do in the perfect location a vibrant new lifestyle awaits you!

Year Built: 1970
Stories: 2
Total Units: 264
Phone: (682) 452-6020

Other Options Nearby

Still weighing your choices? Other communities in Irving — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Tower Village Apartments require renters insurance?
We found specific coverage details on Tower Village Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Tower Village Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Tower Village Apartments?
Plan for $1,291 to $1,666/month all-in. That's base rent ($1,275 – $1,650), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Tower Village Apartments allow pets?
Pet policies at Tower Village Apartments are handled on a case-by-case basis — contact the leasing office for details.
What floor plans does Tower Village Apartments offer?
There are 9 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $1,275 – $1,650. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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