Strata Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Strata Apartments in Knox Henderson? Rent here runs $1,520 – $3,600, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5050 Capitol Ave, Dallas, TX 75206

Knox Henderson

Built 2013 4 stories 311 units
5/5 ·64 reviews Apt. Finder
$1,520 – $3,600 /month

Monthly Cost Breakdown at Strata Apartments

The listed rent isn't the whole number. Here's what Strata Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,533 – $3,613
Base Rent $1,520 – $3,600
Est. Renters Insurance $13/mo

Renters Insurance at Strata Apartments

We found a few insurance details on Strata Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Strata Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Strata Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Strata Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Strata Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Cat Fee

$500

Dog Fee

$500

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Amenities

Special Features

10' Ceilings Air Conditioner Baths BBQ/Picnic Area Built-in Bar Built-in Desk Cabinetry Car Charging Carpeting Ceiling Fan Curved Shower Rods Demonstration Kitchen Double Vanity Efficient Appliances Energy-efficient Stainless Steel Appliances Farmers Market Nearby Flexible Lease Terms French Door Refrigerator Granite or Quartz countertops with subway backsplash High Walk Score Kitchen Island Large Closets LED Lighting Lighted Ceiling Fans in Bedrooms Luxury Vinyl Plank Flooring Mass Transit Nearby Media Room Programmable Thermostat Putting Green Resident Game Lounge Running / Bike Path Nearby Separate Soaking Tubs Smooth-top Range Tile Backsplash Under-cabinet Lighting Undermount Single-basin Sink in Kitchen Undermount Sinks in Baths Upgraded Interiors W/D Hookup Walk-in Closet Walk-in Shower Washer/Dryer Hookups

Community Features

24 Hour Access Recycling Business Center Clubhouse Lounge Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool Putting Greens

Floor Plan Amenities

Wi-Fi Washer/Dryer Hookup Air Conditioning Ceiling Fans Cable Ready Dishwasher Granite Countertops Pantry Kitchen Microwave Refrigerator Hardwood Floors Carpet Recreation Room Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Strata Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$20 Monthly Pet Rent
$500 Fee
100 lb Weight Limit
2 Pet Limit

About Strata Apartments

Year Built: 2013
Stories: 4 stories
Units: 311
Phone: (469) 809-5348

From the property listing:

Strata Apartments are in the center of the vibrant, multicultural Knox-Henderson neighborhood close to major thoroughfares, airports, the DART CityPlace Station and bustling Lower Greenville Entertainment District. Prime views from the topmost levels of Strata Apartments reveal proximity to Dallas' most famed attractions, as well as the scenic parks and abundant trails. Our pet-friendly one- and two-bedroom apartment homes include elegant interior features such as gourmet kitchens, upgraded lighting, patio / balcony, and built-in bar or desk perfect for working from home.

Other Options Nearby

Still weighing your choices? Other communities in Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Strata Apartments require renters insurance?
We found specific coverage details on Strata Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Strata Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Strata Apartments?
Plan for $1,533 to $3,613/month all-in. That's base rent ($1,520 – $3,600), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Strata Apartments allow pets?
Yes, Strata Apartments is pet-friendly. Here are the details: Dogs Allowed. $20 Monthly Pet Rent. $500 Fee. 100 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Strata Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,520 – $3,600. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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