The Fitz Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at The Fitz Apartments in Knox Henderson? Rent here runs $1,195 – $1,750, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1500 N Fitzhugh Ave, Dallas, TX 75206

Knox Henderson

Built 2020 3 stories 70 units
Apt. Finder
$1,195 – $1,750 /month

Monthly Cost Breakdown at The Fitz Apartments

The listed rent isn't the whole number. Here's what The Fitz Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,208 – $1,763
Base Rent $1,195 – $1,750
Est. Renters Insurance $13/mo

Renters Insurance at The Fitz Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Fitz Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Fitz Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Fitz Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Package service Gated Sprinklers

Fees Beyond Rent

These are the additional charges beyond base rent at The Fitz Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$150

Amenities

Special Features

Pet Run Pet wash

Community Features

Pet Play Area Pet Washing Station Business Center Conference Rooms Walk-Up Courtyard Grill Picnic Area Fitness Center Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Security System Storage Space Double Vanities Tub/Shower Sprinkler System Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Tile Floors Vinyl Flooring High Ceilings Walk-In Closets Loft Layout Double Pane Windows Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what The Fitz Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs, Cats, Birds, Fish, Reptiles, and Other Pets Allowed
$50 Monthly Pet Rent
$150 Fee
200 lb Weight Limit
2 Pet Limit

About The Fitz Apartments

Year Built: 2020
Stories: 3 stories
Units: 70
Phone: (469) 278-7460

From the property listing:

The Fitz Apartments introduces you to a life of sophisticated comfort with chic one-bedroom residences and contemporary commodities. Located in Lower Greenville, our apartments are minutes away from Downtown Dallas, Deep Ellum, and Knox-Henderson, which means convenient access to the best shops, eateries, and entertainment venues in the area. Our boutique-style community comes with exclusive amenities ready to elevate your living experience. Start your day with a reviving workout at the fitness center, then head to the business center and focus on work projects.

Other Options Nearby

Still weighing your choices? Other communities in Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Fitz Apartments require renters insurance?
We didn't find a public insurance requirement for The Fitz Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Fitz Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). The Fitz Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Fitz Apartments?
Plan for $1,208 to $1,763/month all-in. That's base rent ($1,195 – $1,750), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Fitz Apartments allow pets?
Yes, The Fitz Apartments is pet-friendly. Here are the details: Dogs, Cats, Birds, Fish, Reptiles, and Other Pets Allowed. $50 Monthly Pet Rent. $150 Fee. 200 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Fitz Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom layouts. Rent ranges from $1,195 – $1,750. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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