9701 Terra Lago Ct, Rowlett, TX 75089
Rowlett Lakeview
Monthly Cost Breakdown at Terra Lago Apartments
The listed rent isn't the whole number. Here's what Terra Lago Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Terra Lago Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Terra Lago Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Terra Lago Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Terra Lago Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Buy Online |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Gated community
Up to 5% off
Sprinkler system
Up to 5% off
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the additional charges beyond base rent at Terra Lago Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Pest Control
Subject to change based on approval status
Stormwater Utility Base
Valet Trash
Stormwater Utility
Electric Utility
Water Utility
Community Trash
Administrative Fee
Subject to change based on approval status
Application Fee
Security Deposit
Subject to change based on approval status
Pets Fees
Pet Fee
Max. 2 pets. Breed and other restrictions may apply.
Pet Rent
Max. 2 pets. Breed and other restrictions may apply.
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Terra Lago Apartments.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Terra Lago Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs and Cats Allowed
- $20 Monthly Pet Rent
- $400 Fee
- 2 Pet Limit
About Terra Lago Apartments
Browse Terra Lagos wide selection of 1, 2, and 3-bedroom apartment homesincluding Classic and Premium finish for you to choose from. Our Classic homes feature rich tones for a warm, inviting feel. Premium homes are Terra Lago's newest renovated homes that offer a bright and upgraded, modern aesthetic. Whichever you choose, you'll enjoy designer details and access to resort-style amenities. Within your community, you can lounge by the resort-inspired pool or host friends in the clubhouse. Visit today and discover what makes Terra Lago special.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Rowlett — with their own insurance costs and safety profiles worth comparing.
1400HiLine Apartments
West Dallas
1414 Bennett
1500 N. Carroll Apartments
East Dallas
1540 Apartments
Dallas
1900 Elm
1900 Pacific Residences Apartments
Downtown Dallas
Frequently Asked Questions
Does Terra Lago Apartments require renters insurance?
How much is renters insurance at Terra Lago Apartments?
What will I actually pay per month at Terra Lago Apartments?
Does Terra Lago Apartments allow pets?
What floor plans does Terra Lago Apartments offer?
Get Renters Insurance for Terra Lago Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.