The Ellington Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at The Ellington Apartments in Plano? Rent here runs $1,420 – $2,295, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4701 Preston Park Blvd, Plano, TX 75093

Plano

Managed by S2 Residential Built 1996 3 stories 266 units
4/5 ·3 reviews Apt. Finder
$1,420 – $2,295 /month

Monthly Cost Breakdown at The Ellington Apartments

The listed rent isn't the whole number. Here's what The Ellington Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,539 – $2,414
Base Rent $1,420 – $2,295
Required Monthly Fees $104
Est. Renters Insurance $15/mo

Renters Insurance at The Ellington Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Ellington Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Ellington Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Ellington Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Fees Beyond Rent

These are the additional charges beyond base rent at The Ellington Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility Admin Fee

Administrative fee for utility services

$3 / mo

CAM Fee

Custom recurring fee: CAM Fee

$92 / mo

Application Fee

Application fee charged per applicant

$75

Administrative Fee

One-time administrative fee charged at lease creation

$100

Security Deposit

Security deposit (fixed amount)

$250

Pets Fees

Pet Fee

One-time pet fee

$400

Pet Rent

Monthly pet rent

$25 / mo

Addons Fees

Lost Mail Key Fee

Replacement fee for lost mailbox key

$30

Garage Rent

Custom recurring fee: Garage Rent

$150 / mo

Credit Builder

Custom recurring fee: Credit Builder

$5.99 / mo

Carport Rent

Custom recurring fee: Carport Rent

$50 / mo

Situational Fees

NSF Fee

Non-sufficient funds fee charged for returned payments

$50

Late Fee

Late payment fee charged when rent is paid after due date

10% of base rent

Month to Month Fee

Custom recurring fee: Month to Month Fee

$250 / mo

Amenities

Special Features

Frameless Glass Shower Garage HardSurfaceCounterTops HighSpeed Laundry Room Pet Park SS Appliances Stainless Steel Appliance WD_Hookup

Community Features

Clubhouse Fitness Center Pool Playground

Floor Plan Amenities

Washer/Dryer Fireplace Island Kitchen Quartz Countertops Vaulted Ceiling Walk-In Closets

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Ellington Apartments.

Grocery

  • Whole Foods Market 4.4
  • Trader Joe's 4.7
  • Whole Foods Market 4.4

Pet Policy

Bringing a pet? Here's what The Ellington Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Other Pets Allowed

About The Ellington Apartments

Year Built: 1996
Stories: 3 stories
Units: 266
Management: S2 Residential
Phone: (469) 609-6197

From the property listing:

Enjoy easy access to shopping, dining, and outdoor recreation in the heart of West Plano. Arbor Hills Nature Preserve and Haggard Park are just minutes away, offering scenic trails, open green space, and peaceful spots to spend time outdoors. Spend an afternoon exploring nearby Legacy West and The Shops at Legacy, grab coffee at a local café, or meet friends for dinner at one of Plano’s many restaurants just minutes from home. With convenient access to the Dallas North Tollway and Sam Rayburn Tollway, commuting to Dallas, Frisco, and surrounding areas is quick and easy.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Plano — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Ellington Apartments require renters insurance?
We didn't find a public insurance requirement for The Ellington Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Ellington Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Ellington Apartments?
Plan for $1,539 to $2,414/month all-in. That's base rent ($1,420 – $2,295), plus $104/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Ellington Apartments allow pets?
Yes, The Ellington Apartments is pet-friendly. Here are the details: Other Pets Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Ellington Apartments offer?
There are 27 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,420 – $2,295. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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