3640 Mapleshade Ln, Plano, TX 75075
Plano
Monthly Cost Breakdown at The Orchards at Market Plaza 55+ Active Adult Apartments
The listed rent isn't the whole number. Here's what The Orchards at Market Plaza 55+ Active Adult Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Orchards at Market Plaza 55+ Active Adult Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Orchards at Market Plaza 55+ Active Adult Apartments can push your insurance cost up or down:
Older Building
Built in 1969 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$15
Est. Monthly
$184
Est. Annual
$15
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Orchards at Market Plaza 55+ Active Adult Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$30,000
If you own more
$75,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Orchards at Market Plaza 55+ Active Adult Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Plano.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at The Orchards at Market Plaza 55+ Active Adult Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Services - Doorstep
Amount for doorstep trash removal from rental home.
Pest Control Services
Amount for pest control services.
Cable TV and Internet Services
Amount for cable and internet services in rental home.
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services
Application Fee
Amount to process application, initiate screening, and take a rental home off the market.
Community Amenity Fee
Amount for community amenity use and services.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.
Pets Fees
Pet Deposit (Refundable)
Amount for pet living in rental home. May be assessed per pet or per rental home, based on lease requirements. Refunds processed per lease terms.
Pet Fee
Amount to facilitate authorized pet move-in.
Pet Rent
Monthly amount for authorized pet.
Parking Fees
Parking Fee
Amount for garage parking space/services. May be subject to availability.
Parking Fee
Amount for covered parking space/services. May be subject to availability.
Addons Fees
Guest Suite Rental
Amount to rent guest suite; per night. May be subject to availability.
Situational Fees
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within community.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.
Returned Payment Fee (NSF)
Amount for returned payment.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; excludes rent and other charges.
Late Fee
Amount for paying after rent due date; per terms of lease.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what The Orchards at Market Plaza 55+ Active Adult Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs Allowed
- $250 Deposit
- $25 Monthly Pet Rent
- 45 lb Weight Limit
- 2 Pet Limit
About The Orchards at Market Plaza 55+ Active Adult Apartments
Located in the heart of the Dallas/Ft. Worth metropolitan area, The Orchards Market Plaza offers residents ages 55 and up a best-in-class apartment living experience. With spacious luxury apartments, resort-inspired amenities and an award-winning lifestyle program, you'll find all you need to live the exciting, active and independent life you've been searching for at this vibrant community.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Plano — compare rent and estimated insurance cost side by side.
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Old Shepard Place Apartments
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Richmond Apartments
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The Ellington Apartments
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Frequently Asked Questions
Does The Orchards at Market Plaza 55+ Active Adult Apartments require renters insurance?
How much is renters insurance at The Orchards at Market Plaza 55+ Active Adult Apartments?
What will I actually pay per month at The Orchards at Market Plaza 55+ Active Adult Apartments?
Does The Orchards at Market Plaza 55+ Active Adult Apartments allow pets?
What floor plans does The Orchards at Market Plaza 55+ Active Adult Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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