The Jasmine Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at The Jasmine Apartments in Dallas? Rent here runs $798 – $3,783, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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13450 Esperanza Rd, Dallas, TX 75240

Dallas

Managed by RPM Built 1975 3 stories 374 units
4/5 ·10 reviews Apt. Finder
$798 – $3,783 /month

Monthly Cost Breakdown at The Jasmine Apartments

The listed rent isn't the whole number. Here's what The Jasmine Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $888 – $3,873
Base Rent $798 – $3,783
Required Monthly Fees $74
Est. Renters Insurance $16/mo

Renters Insurance at The Jasmine Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Jasmine Apartments can push your insurance cost up or down:

Older Building

Built in 1975 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Jasmine Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Jasmine Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at The Jasmine Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Community Amenity Fee

Fee for access to shared resident amenities and facilities.

$15 / mo

Stormwater / Drainage Admin Fee

Management of community stormwater drainage and runoff infrastructure

$2.5 / mo

Utility Water / Wastewater Admin Fee

Covers administrative costs associated with billing and managing water utility services.

$3 / mo

Trash Admin

Administrative costs for managing trash service billing, coordination, and related expenses for your apartment.

$3 / mo

Pest Control Services

Regular pest prevention and treatment services.

$5 / mo

Common Area Utilities

Shared utility costs in community common areas.

Varies

Admin Fee

Fee to process rental application and background check

$200

Application Fee Per Applicant

$70

Application Fee

Administrative processing fee to cover lease preparation.

$70

Administrative Fee

Electronic or physical key for secure entry to the communityand/or home.

$200

Access Device

Electronic or physical key for secure entry to the communityand/or home.

$75

Pets Fees

Cat Fee

Fee for allowing pets in the home.

$400

Dog Fee

$400

Pet Fee

Fee for allowing pets in the home.

$400

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Pet Rent

monthly charge for keeping a pet in the home.

$25 / mo

Pet / Animal Lease Violation

Fee issued for unauthorized pets or violations of pet policy

Varies

Pet Fee

Pet Fee

Varies

Parking Fees

Parking - Reserved

Fee for a designated parking spot on-site.

$50 / mo

Addons Fees

Parking EV Charging

Fee for on-site electric vehicle charging access.

Varies

Situational Fees

Intra-Community Transfer Fee

Charge for transferring to another home within the same community.

$500

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid rent per lease terms.

$500 - $1,250

MTM Flat Fee

Month to Month Flat Fee

$0 / mo

Security Deposit Alternative

Alternative to a standard security deposit typically issued through a surety bond.

$20 - $35 / mo

NSF Tenant Fee

NSF Tenant Fee

$30 / occurence

Access Device Replacement

Charge to replace lost or damaged key, fob, or remote.

$75 / occurence

Late Fee (Percentage)

Calculated as a percentage of the base rent amount.

10% of base rent / occurence

Utility - Non-transferred Utility Fee

Charge for utility costs not moved to residents name.

Varies

Utility - Vacant Cost Recovery

Utility costs incurred while the unit was unoccupied.

Varies

Utility - Vacant Processing Fee

Preparing and administering a unit after move-out

Varies

Concession Repayment

Tenant repayment of rent discounts if lease terms are not met.

Varies

Legal / Eviction Fee

Costs associated with an eviction proceeding.

Varies

Reletting Fee

An expense associated with re-renting a unit after early lease termination.

Varies

Lease Violation

Fee for non-compliance with lease terms or community policies.

Varies

Insufficient Move-out Notice Fee

Charge for not providing proper advance notice before move-out.

Varies

Early Lease Termination / Buyout

Buyout for ending lease agreement before its scheduled end date.

Varies

Renter Liability - Third Party

Expense related to required liability coverage through a third-party provider.

Varies

Utility - Electric

Cost of electricity usage for your apartment.

Varies

Utility - Gas

Cost of gas usage for your apartment.

Varies

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee.

Varies

Utility - Water / Sewer

Water usage and wastewater removal costs.

Varies

Amenities

Special Features

Ceiling Fans* Stainless Appliance Package* High-speed Internet Access Resort-style Pool with Lounge Seating Spacious Closets Air Conditioner Monthly Resident Events Spanish Speaking Staff Quartz Countertops* Easy Access to Freeways and Shopping Exclusive Resident Clubhouse with Billiards BBQ/Picnic Area Laundry Center Wood-style Flooring

Community Features

Maintenance on site Clubhouse Lounge Walk-Up Courtyard Grill Picnic Area Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Dishwasher Disposal Ice Maker Stainless Steel Appliances Microwave Oven Range Refrigerator Quartz Countertops Tile Floors

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Jasmine Apartments.

Grocery

  • Fiesta Mart #58 4.1
  • El Rancho Supermercado 4.3
  • Grocery Services North 4.1

Pharmacy

  • Sina Rx Pharmacy 4.5
  • CVS Pharmacy 3.8
  • Drive-Thru Pharmacy 5.0

Hospital

  • Medical City Dallas Emergency Room 3.7
  • Medical City Dallas Hospital 4.3
  • Preston Hollow Emergency Room 4.5

Gym

  • 24 Hour Fitness 4.3
  • Texas Health Finley Ewing Cardiovascular & Fitness Center 4.6
  • PARADIGM Gym 24hr 4.8

Restaurant

  • Las Casitas taquerias 4.4
  • Mi Rico Elote 4.9
  • Mesón Del Día-Tlx 4.7

Park

  • Hillcrest Park 4.6
  • Anderson Bonner Park 4.5
  • Campbell Green Park 4.5

Pet Policy

Bringing a pet? Here's what The Jasmine Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About The Jasmine Apartments

Welcome to The Jasmine Apartments, a welcoming community in North Dallas. Our pet-friendly apartments feature comfortable living spaces, thoughtful details, and convenient amenities designed to make everyday life easier and more enjoyable. Located near Richardson ISD schools and Cottonwood Park, The Jasmine offers a fresh approach to apartment living in Dallas, TX.

Year Built: 1975
Stories: 3
Total Units: 374
Management: RPM
Phone: (833) 434-0263

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Jasmine Apartments require renters insurance?
We didn't find a public insurance requirement for The Jasmine Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Jasmine Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at The Jasmine Apartments?
Plan for $888 to $3,873/month all-in. That's base rent ($798 – $3,783), plus $74/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Jasmine Apartments allow pets?
Yes, The Jasmine Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Jasmine Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $798 – $3,783. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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