Acacia Park Apts.: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Acacia Park Apts. in Upper Mesa Hills? Rent here runs $1,214 – $1,600, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5848 Acacia Cir, El Paso, TX 79912

Upper Mesa Hills

Built 1995 2 stories 336 units
4.5/5 ·225 reviews Google
1 review Apt. Finder
$1,214 – $1,600 /month

Monthly Cost Breakdown at Acacia Park Apts.

The listed rent isn't the whole number. Here's what Acacia Park Apts. actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,229 – $1,615
Base Rent $1,214 – $1,600
Est. Renters Insurance $15/mo

Renters Insurance at Acacia Park Apts.

We found a few insurance details on Acacia Park Apts.'s website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Acacia Park Apts. can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Acacia Park Apts. based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Acacia Park Apts.:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Acacia Park Apts. also has on-site security features (Package service, Property manager on site, Gated, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Slip/Fall Hazards Mentioned

On-Site Security

Package service Property manager on site Gated Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Acacia Park Apts.. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$75

Redec Fee

Charged per unit.

$75

Pets Fees

Dog Fee

Charged per pet.

$500

Dog Rent

Charged per pet.

$30 / mo

Cat Fee

Charged per pet.

$500

Cat Rent

Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$35 / mo

Parking Fee

Max of 2. Charged per vehicle.

Free

Amenities

Special Features

Dishwasher Full-Size Washer/Dryer Connections Air Conditioner Dog Park Picnic Areas Upgraded Fixtures W/D Hookup Carport Patio/Balcony Refrigerated A/C Carpeting Efficient Appliances Exterior Storage Large Closet Space Spanish Speaking Staff Ceiling Fan Disposal Near Ft. Bliss Cable Ready Corporate Apartments Available High Speed Internet Access Microwave Window Coverings

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Public Transportation Business Center Clubhouse Walk-Up Sundeck Grill Picnic Area Fitness Center Pool Playground Basketball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Smoke Free Cable Ready Tub/Shower Dishwasher Disposal Stainless Steel Appliances Microwave Oven Range Carpet Dining Room Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Acacia Park Apts. allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$30 Monthly Pet Rent
$500 Fee
80 lb Weight Limit
2 Pet Limit

About Acacia Park Apts.

Year Built: 1995
Stories: 2 stories
Units: 336
Phone: (915) 642-6047

From the property listing:

Welcome to Acacia Park Apartments, the place where a new comfortable life awaits you in El Paso, Texas. Our breathtaking mountain views and beautifully landscaped gardens will make your new home a true retreat. Acacia Park offers a variety of floor plans that will fit your needs. Our unique living spaces feature outdoor storage and private patios or balconies as well as appliances and washer and dryer connections. Enjoy our diverse community amenities such as our 24-hour fitness center, fully equipped with cardio machines, weight machines and cable TV.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Acacia Park Apts. require renters insurance?
We found specific coverage details on Acacia Park Apts.'s website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Acacia Park Apts.?
For this zip code and building type, expect to pay around $15/month ($176/year). Acacia Park Apts. has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Acacia Park Apts.?
Plan for $1,229 to $1,615/month all-in. That's base rent ($1,214 – $1,600), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Acacia Park Apts. allow pets?
Yes, Acacia Park Apts. is pet-friendly. Here are the details: Cats and Dogs Allowed. $30 Monthly Pet Rent. $500 Fee. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Acacia Park Apts.?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site, gated, covered parking — features that can qualify for premium discounts.
What floor plans does Acacia Park Apts. offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,214 – $1,600. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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