Double Tree Apts.: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Double Tree Apts. in Upper Mesa Hills? Rent here runs $889 – $1,259, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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200 N Mesa Hills Dr, El Paso, TX 79912

Upper Mesa Hills

Built 1981 2 stories 284 units
4.6/5 ·213 reviews Google
4/5 ·10 reviews Apt. Finder
$889 – $1,259 /month

Monthly Cost Breakdown at Double Tree Apts.

The listed rent isn't the whole number. Here's what Double Tree Apts. actually costs each month once you add required fees and insurance.

Total Monthly Cost $904 – $1,274
Base Rent $889 – $1,259
Est. Renters Insurance $15/mo

Renters Insurance at Double Tree Apts.

We found a few insurance details on Double Tree Apts.'s website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Double Tree Apts. can push your insurance cost up or down:

Older Building

Built in 1981 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Double Tree Apts. based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Double Tree Apts.:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Double Tree Apts. also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Package service Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at Double Tree Apts.. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Non-Refundable

1 Bedroom Charged per unit.

$150

Additional Security Deposit - Refundable

2 Bedroom Charged per unit.

$250

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$75

Pets Fees

Dog Fee

Charged per pet.

$500

Dog Rent

Charged per pet.

$30 / mo

Cat Fee

Charged per pet.

$500

Cat Rent

Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Max of 2. Charged per vehicle.

Free

Surface Lot

Open Parking

Amenities

Special Features

Disposal Ceiling Fan Patio Exterior Storage Carpeting Extra Storage Spacious Apartments Professional Maintenance Staff Breakfast Bars* Furnished Packages Available Wood Burning Fireplaces* BBQ/Picnic Area Dishwasher Large Walk-in Closets Near Ft. Bliss Refrigerated A/C Roommate Floor Plan Refrigerator

Community Features

Laundry Facilities Maintenance on site Furnished Units Available Online Services Planned Social Activities Business Center Storage Space Corporate Suites Walk-Up Sundeck Grill Picnic Area Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Ceiling Fans Smoke Free Satellite TV Storage Space Tub/Shower Fireplace Dishwasher Disposal Pantry Kitchen Microwave Oven Range Refrigerator Freezer Carpet Tile Floors Dining Room Built-In Bookshelves Walk-In Closets Linen Closet Furnished Balcony Patio Porch

Pet Policy

Bringing a pet? Here's what Double Tree Apts. allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$30 Monthly Pet Rent
$500 Fee
80 lb Weight Limit
2 Pet Limit

About Double Tree Apts.

Year Built: 1981
Stories: 2 stories
Units: 284
Phone: (915) 234-1481

From the property listing:

Come home to Double Tree Apartments - where our scenic mountain setting captures spectacular views by day, enhanced by twinkling city lights by night. The dramatic Franklin Mountains of El Paso provide the perfect setting for Double Tree Apartment Homes, where you'll find apartment living at its best. When is an apartment home more than just an ordinary apartment home? When home is here at Double Tree Apartments. We feature a floor plan for every lifestyle and complement each home with comforts that include modernized kitchens with pantries, countertops, secluded patios and more.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Double Tree Apts. require renters insurance?
We found specific coverage details on Double Tree Apts.'s website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Double Tree Apts.?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Double Tree Apts.?
Plan for $904 to $1,274/month all-in. That's base rent ($889 – $1,259), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Double Tree Apts. allow pets?
Yes, Double Tree Apts. is pet-friendly. Here are the details: Cats Allowed. $30 Monthly Pet Rent. $500 Fee. 80 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Double Tree Apts.?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site — features that can qualify for premium discounts.
What floor plans does Double Tree Apts. offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $889 – $1,259. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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