El Paso, TX

Dieter Pines Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Dieter Pines Apartments in Esper? Rent here runs $868 – $1,398, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3650 George Dieter Dr, El Paso, TX 79936

Esper

Built 1996 2 stories 148 units
4.4/5 ·69 reviews Google
4/5 ·5 reviews Apt. Finder
$868 – $1,398 /month

Monthly Cost Breakdown at Dieter Pines Apartments

The listed rent isn't the whole number. Here's what Dieter Pines Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $883 – $1,413
Base Rent $868 – $1,398
Est. Renters Insurance $15/mo

Renters Insurance at Dieter Pines Apartments

We found a few insurance details on Dieter Pines Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Dieter Pines Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Dieter Pines Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Dieter Pines Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Dieter Pines Apartments also has on-site security features (Package service, Property manager on site, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package service Property manager on site Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Dieter Pines Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$250

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$40 / mo

Covered

Covered Parking

Amenities

Special Features

Economical Hydronic Heating Refrigerated Air Extra Storage In Selected Units Wading Pool Party Room Rental Free Cable & Wifi

Community Features

Walk-Up Picnic Area Fitness Center Pool Playground Basketball Court

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Kitchen Oven Range Refrigerator Freezer Carpet Tile Floors Vinyl Flooring Dining Room Walk-In Closets Large Bedrooms Balcony

Pet Policy

Bringing a pet? Here's what Dieter Pines Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$250 Deposit
$25 Monthly Pet Rent
$300 Fee
35 lb Weight Limit
2 Pet Limit
40 lb Weight Limit

About Dieter Pines Apartments

Year Built: 1996
Stories: 2 stories
Units: 148
Phone: (915) 465-9199

From the property listing:

Welcome home to Dieter Pines apartments. Located right off of Montana. With 5 different floor plans and move in specials, the right apartment is a call away. Discover your new apartment home at Dieter Pines in El Paso, TX. Dieter Pines provides a host of amenities including: smoke-free options and convenient on-site parking options. Let our leasing team show you everything this community has to offer. Come see Dieter Pines today.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Dieter Pines Apartments require renters insurance?
We found specific coverage details on Dieter Pines Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Dieter Pines Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Dieter Pines Apartments?
Plan for $883 to $1,413/month all-in. That's base rent ($868 – $1,398), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Dieter Pines Apartments allow pets?
Yes, Dieter Pines Apartments is pet-friendly. Here are the details: Cats Allowed. $250 Deposit. $25 Monthly Pet Rent. $300 Fee. 35 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Dieter Pines Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site, covered parking — features that can qualify for premium discounts.
What floor plans does Dieter Pines Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $868 – $1,398. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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