12646 Amesbury, El Paso, TX 79928
El Paso
Monthly Cost Breakdown at 12646 Amesbury Rental
The listed rent isn't the whole number. Here's what 12646 Amesbury Rental actually costs each month once you add required fees and insurance.
Renters Insurance at 12646 Amesbury Rental
What Affects Your Premium Here
Every building is different. These factors specific to 12646 Amesbury Rental can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 12646 Amesbury Rental based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Texas
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 12646 Amesbury Rental:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
Amenities
Floor Plan Amenities
About 12646 Amesbury Rental
From the property listing:
Welcome to 12646 Amesbury Drive,a beautiful and well-maintained rental home in Horizon City offering comfort,space,and modern living. This inviting property features 4 bedrooms,2 bathrooms,and an open-concept layout filled with natural light. The spacious living area flows into a functional kitchen with ample cabinetry,granite countertops,and a cozy dining space perfect for everyday living. The primary suite includes a private ensuite bath and generous closet space,while the additional bedrooms provide flexibility for family,guests,or a home office.
Other Options Nearby
Still weighing your choices? These communities are in the same part of El Paso — compare rent and estimated insurance cost side by side.
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14309 Arabian Point Rental
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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