14267 John Scagno Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 14267 John Scagno Rental in El Paso? Rent here runs From $2,100, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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14267 John Scagno, El Paso, TX 79938

El Paso

4.3/5 ·194 reviews Google
From $2,100 /month

Monthly Cost Breakdown at 14267 John Scagno Rental

The listed rent isn't the whole number. Here's what 14267 John Scagno Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,114
Base Rent $2,100
Est. Renters Insurance $14/mo

Renters Insurance at 14267 John Scagno Rental

What Affects Your Premium Here

Every building is different. These factors specific to 14267 John Scagno Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 14267 John Scagno Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 14267 John Scagno Rental:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

Fees Beyond Rent

These are the additional charges beyond base rent at 14267 John Scagno Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Charged per unit.

$2,100

Amenities

Floor Plan Amenities

Dishwasher Microwave

About 14267 John Scagno Rental

Phone: (915) 373-7166

From the property listing:

Beautiful modern home ready for you to move in and enjoy. This home features 3 spacious bedrooms,2 well-appointed bathrooms,a cozy theater room,and a thoughtfully designed backyard. Located in the Pebble Hills High School area,with several parks and dining options nearby. Schedule a viewing today,you might just find your next home!

Other Options Nearby

Still weighing your choices? These communities are in the same part of El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 14267 John Scagno Rental require renters insurance?
We didn't find a public insurance requirement for 14267 John Scagno Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 14267 John Scagno Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 14267 John Scagno Rental?
Plan for about $2,114/month all-in. That's base rent (From $2,100), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 14267 John Scagno Rental?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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