14258 Loma Esmeralda, El Paso, TX 79938
El Paso
Monthly Cost Breakdown at 14258 Loma Esmeralda Rental
The listed rent isn't the whole number. Here's what 14258 Loma Esmeralda Rental actually costs each month once you add required fees and insurance.
Renters Insurance at 14258 Loma Esmeralda Rental
What Affects Your Premium Here
Every building is different. These factors specific to 14258 Loma Esmeralda Rental can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 14258 Loma Esmeralda Rental based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Texas
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 14258 Loma Esmeralda Rental:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines. 14258 Loma Esmeralda Rental also has on-site security features (Doorman) that insurers recognize with discounts.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at 14258 Loma Esmeralda Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Security Deposit - Refundable
Charged per unit.
Amenities
Floor Plan Amenities
About 14258 Loma Esmeralda Rental
From the property listing:
Treasure a welcoming lifestyle at 14258 Loma Esmeralda,nestled in the heart of vibrant El Paso,TX. This charming 3-bedroom,2-bathroom residence spans a generous 1,676 square feet,offering ample space for relaxation and entertainment. Step inside to discover a harmonious blend of comfort and style,where each room beckons with potential and light. The thoughtful design of this home ensures that every square foot is used to its fullest,providing both privacy and spaciousness in equal measure. Imagine unwinding in the serene bedrooms,each a cozy retreat at the end of a long day.
Other Options Nearby
Still weighing your choices? These communities are in the same part of El Paso — compare rent and estimated insurance cost side by side.
12081 Silver Crown Rental
El Paso
12587 Barbaro Wy Rental
El Paso
12616 Christian Isaiah Rental
El Paso
12646 Amesbury Rental
El Paso
14267 John Scagno Rental
El Paso
14309 Arabian Point Rental
El Paso
Frequently Asked Questions
Does 14258 Loma Esmeralda Rental require renters insurance?
How much is renters insurance at 14258 Loma Esmeralda Rental?
What will I actually pay per month at 14258 Loma Esmeralda Rental?
How safe is the area around 14258 Loma Esmeralda Rental?
Get Renters Insurance for 14258 Loma Esmeralda Rental
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.