La Mariposa Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at La Mariposa Apartments in El Paso High? Rent here runs $1,100 – $1,200, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for La Mariposa Apartments

Compare renters insurance quotes in seconds

1509 Montana Ave, El Paso, TX 79902

El Paso High

Built 1968 3 stories 17 units
5/5 ·1 review Google
1 review Apt. Finder
$1,100 – $1,200 /month

Monthly Cost Breakdown at La Mariposa Apartments

The listed rent isn't the whole number. Here's what La Mariposa Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,116 – $1,216
Base Rent $1,100 – $1,200
Est. Renters Insurance $16/mo

Renters Insurance at La Mariposa Apartments

We found a few insurance details on La Mariposa Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to La Mariposa Apartments can push your insurance cost up or down:

Older Building

Built in 1968 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for La Mariposa Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near La Mariposa Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. La Mariposa Apartments also has on-site security features (Gated) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

On-Site Security

Gated

Fees Beyond Rent

These are the additional charges beyond base rent at La Mariposa Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$20

Amenities

Special Features

Heat Type - Gas Balcony/Patio

Community Features

Laundry Facilities Storage Space Courtyard Pool

Floor Plan Amenities

Air Conditioning Heating Smoke Free Cable Ready Fireplace Dishwasher Kitchen Oven Range Refrigerator Vinyl Flooring Balcony Patio Yard

About La Mariposa Apartments

Year Built: 1968
Stories: 3 stories
Units: 17
Phone: (915) 213-7290

From the property listing:

Spacious 2 bedroom 1 1/2 bath apartment within a quaint and secluded community courtyard. Very quiet, clean and safe complex. Centrally located and minutes from downtown, Utep and nearby hospitals. Perfect for young professionals, graduate students or anybody looking for a quiet safe apartment complex. Water & gas payed. Tenant pays Electric No Pets Allowed No Smokin Requirements: At least $3300 in income a month with pay stub proof Around a 600 credit score No criminal Background No pets Spacious Mariposa apartment complex with a quaint secluded community courtyard and pool.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does La Mariposa Apartments require renters insurance?
We found specific coverage details on La Mariposa Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at La Mariposa Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). La Mariposa Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at La Mariposa Apartments?
Plan for $1,116 to $1,216/month all-in. That's base rent ($1,100 – $1,200), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around La Mariposa Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find gated — features that can qualify for premium discounts.
What floor plans does La Mariposa Apartments offer?
There are 2 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $1,100 – $1,200. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for La Mariposa Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.