415 Montana Ave, El Paso, TX 79902
El Paso High
Monthly Cost Breakdown at Nuestra Senora Apartments
The listed rent isn't the whole number. Here's what Nuestra Senora Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Nuestra Senora Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Nuestra Senora Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Nuestra Senora Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Texas
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Nuestra Senora Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Nuestra Senora Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Nuestra Senora Apartments
From the property listing:
Brand new housing property for low income. Apply online.
Other Options Nearby
Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.
1014 Brown St Apartments
El Paso High
La Mariposa Apartments
El Paso High
12081 Silver Crown Rental
El Paso
12316 Anson Mills Wy Rental
Northeast El Paso
12587 Barbaro Wy Rental
El Paso
12616 Christian Isaiah Rental
El Paso
Frequently Asked Questions
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Get Renters Insurance for Nuestra Senora Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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