11062 Vista Del Sol Dr, El Paso, TX 79935
Vista Hills Park
Monthly Cost Breakdown at Las Gardenias Apartments
The listed rent isn't the whole number. Here's what Las Gardenias Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Las Gardenias Apartments
We found a few insurance details on Las Gardenias Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Las Gardenias Apartments can push your insurance cost up or down:
Older Building
Built in 1983 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Las Gardenias Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Las Gardenias Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Las Gardenias Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Las Gardenias Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Surface Lot
Reserved Parking $30
Other
Reserved Parking $30
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Las Gardenias Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Las Gardenias Apartments
From the property listing:
Stop By and See What You're Missing! Las Gardenias welcomes you home to a cozy community offering great customer service all day every day! You will find that our priority is our resident's. Las Gardenias offers spacious two bedroom apartments for your living experience. Each apartment home has reserved parking and extra outside storage. We are located approximately 5 minutes away from I-10. Conveniently located near shopping, entertainment, and restaurants. Come and enjoy our sparkling swimming pool. We look forward to having a resident and neighbor.
Other Options Nearby
Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.
LAKE FAIRWAY Apartments
Vista Hills Park
Las Norias Apartments
Vista Hills Park
1014 Brown St Apartments
El Paso High
12081 Silver Crown Rental
El Paso
12316 Anson Mills Wy Rental
Northeast El Paso
12587 Barbaro Wy Rental
El Paso
Frequently Asked Questions
Does Las Gardenias Apartments require renters insurance?
How much is renters insurance at Las Gardenias Apartments?
What will I actually pay per month at Las Gardenias Apartments?
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What floor plans does Las Gardenias Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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