Las Norias Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Las Norias Apartments in Vista Hills Park? Rent here runs $1,155 – $1,680, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2170 Trawood Dr, El Paso, TX 79935

Vista Hills Park

Built 2004 2 stories 96 units
4.7/5 ·24 reviews Google
5/5 ·8 reviews Apt. Finder
$1,155 – $1,680 /month

Monthly Cost Breakdown at Las Norias Apartments

The listed rent isn't the whole number. Here's what Las Norias Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,169 – $1,694
Base Rent $1,155 – $1,680
Est. Renters Insurance $14/mo

Renters Insurance at Las Norias Apartments

We found a few insurance details on Las Norias Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Sure Toggle Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Las Norias Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Las Norias Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Las Norias Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Las Norias Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Las Norias Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Las Norias Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$60

Administrative Fee

Charged per unit.

$100

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$350

Pet Deposit

Max of 2. Charged per pet.

$350

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Monthly Pet Fee

Max of 2. Charged per pet.

Free

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$45 / mo

Parking Fee

Charged per vehicle.

Free

Surface Lot

Unlimited Parking

Amenities

Special Features

Vaulted Ceilings Upstairs Close to Vista Hills Elementary Large floorplans Freeway Access Lush Landscape Tile-roofed architecture Type A Accessible Apts. with Roll-In Showers in Select Homes 24 Hour Fitness Facility Beautiful Landscaped Courtyards with BBQ Areas 2 in. Plantation Style Blinds Ceramic tile in kitchens, bathrooms and entryways Exclusive social events

Community Features

Wi-Fi Laundry Facilities Maintenance on site Recycling Online Services Planned Social Activities Public Transportation Clubhouse Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Kitchen Oven Range Refrigerator Freezer Carpet Tile Floors Vinyl Flooring Dining Room Vaulted Ceiling Walk-In Closets Linen Closet Double Pane Windows Window Coverings

Pet Policy

Bringing a pet? Here's what Las Norias Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$350 Deposit
$350 Fee
2 Pet Limit
$25 Monthly Pet Rent

About Las Norias Apartments

Year Built: 2004
Stories: 2 stories
Units: 96
Phone: (915) 800-0241

From the property listing:

Discover Las Norias conveniently located in the heart of East El Paso. Las Norias offers a relaxed lifestyle that you have been looking for. Easy access Fort Bliss, major employers, shopping, dining and entertainment makes Las Norias a premier address. Las Norias offers charming one, two and three bedroom apartment homes with features such as gourmet kitchens, full sized washer/dryer connections, ceramic tiled kitchens, baths and entries.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Las Norias Apartments require renters insurance?
We found specific coverage details on Las Norias Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Las Norias Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Las Norias Apartments?
Plan for $1,169 to $1,694/month all-in. That's base rent ($1,155 – $1,680), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Las Norias Apartments allow pets?
Yes, Las Norias Apartments is pet-friendly. Here are the details: Cats Allowed. $350 Deposit. $350 Fee. 2 Pet Limit. $25 Monthly Pet Rent. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Las Norias Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does Las Norias Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,155 – $1,680. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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