12130 Pebble Hills Blvd, El Paso, TX 79936
Los Paseos
Monthly Cost Breakdown at Las Torres Apartments
The listed rent isn't the whole number. Here's what Las Torres Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Las Torres Apartments
We found a few insurance details on Las Torres Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Las Torres Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$13
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Las Torres Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Las Torres Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines. Las Torres Apartments also has on-site security features (Gated, Covered parking, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Las Torres Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Valet Trash
Charged per unit.
Trash
Charged per unit.
Pest Control
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Parking Deposit
Charged per vehicle.
Carport
Rentable Carport
Other
Open Surface Parking. Rentable Carports for $35/month. Please call us for complete Parking information.
Surface Lot
Open Surface Parking. Rentable Carports for $35/month. Please call us for complete Parking information.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Las Torres Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Las Torres Apartments
From the property listing:
Find your perfect fit at Las Torres Apartments in El Paso, TX, where we take pride in giving our residents the best living experience achievable. Treat yourself to the finest features and amenities around, along with a welcoming community atmosphere. Las Torres is perfectly located in east El Paso, with quick access to Loop 375 and I-10, less than 15 miles to the El Paso International Airport and Fort Bliss. The best of El Paso is at your doorstep when you come home to Las Torres Apartments.Choose Las Torres Apartments in El Paso, TX and experience unrivaled comfort and convenience.
Other Options Nearby
Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.
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Los Paseos
1014 Brown St Apartments
El Paso High
12081 Silver Crown Rental
El Paso
12316 Anson Mills Wy Rental
Northeast El Paso
12587 Barbaro Wy Rental
El Paso
12616 Christian Isaiah Rental
El Paso
Frequently Asked Questions
Does Las Torres Apartments require renters insurance?
How much is renters insurance at Las Torres Apartments?
What will I actually pay per month at Las Torres Apartments?
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What floor plans does Las Torres Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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