El Paso, TX

Lifestyle at Los Paseos (Ventanas) Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Lifestyle at Los Paseos (Ventanas) Apartments in Los Paseos? Rent here runs $993 – $1,361, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2000 Saul Kleinfeld Dr, El Paso, TX 79936

Los Paseos

Built 1996 3 stories 216 units
3.2/5 ·126 reviews Google
4/5 ·6 reviews Apt. Finder
$993 – $1,361 /month

Monthly Cost Breakdown at Lifestyle at Los Paseos (Ventanas) Apartments

The listed rent isn't the whole number. Here's what Lifestyle at Los Paseos (Ventanas) Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,008 – $1,376
Base Rent $993 – $1,361
Est. Renters Insurance $15/mo

Renters Insurance at Lifestyle at Los Paseos (Ventanas) Apartments

We found a few insurance details on Lifestyle at Los Paseos (Ventanas) Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Lifestyle at Los Paseos (Ventanas) Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lifestyle at Los Paseos (Ventanas) Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Lifestyle at Los Paseos (Ventanas) Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Lifestyle at Los Paseos (Ventanas) Apartments also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Mentioned
Safety Concerns Mentioned
Security System Failures Mentioned

On-Site Security

Package service Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at Lifestyle at Los Paseos (Ventanas) Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$100

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$40 / mo

Covered

Unlimited Parking

Surface Lot

Unlimited Parking

Amenities

Special Features

AT&T U-verse compatible Patio/Balcony W/D Hookup Air Conditioner Income Limits Apply Jacuzzi Efficient Appliances Model open daily Refrigerated Air Type A Accesible Apts. w/Roll-In Showers in Select Homes Wood Style Flooring Ceiling Fans in all Living Rooms, Bedrooms and Solariums Essential Employee Prgm Complimentary Wi-Fi at Clubhouse & Pool Easy access to Ft. Bliss & Biggs Army Air Field, I-10 and Loop 375 Large Closets Beautifully Landscaped Park Areas with BBQ Grills Recycling Drop Solarium Solariums in Select Apartment Homes We accept Credit Card payments BBQ & Picnic Areas Ceiling Fan Internet Cafe with Coffee Bar Ist Floor Se habla Espanol Vaulted Ceilings Upstairs/9 ft. Ceilings Downstairs Carpeting Grills Patio Short term contracts available We accept Electronic payments Zero Deposit Move-in Option

Community Features

Wi-Fi Laundry Facilities Maintenance on site Recycling Clubhouse Lounge Corporate Suites Walk-Up Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Ceiling Fans Smoke Free Cable Ready Tub/Shower Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Kitchen Oven Range Refrigerator Carpet Tile Floors Vinyl Flooring Dining Room Vaulted Ceiling Walk-In Closets Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Lifestyle at Los Paseos (Ventanas) Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Lifestyle at Los Paseos (Ventanas) Apartments

Year Built: 1996
Stories: 3 stories
Units: 216
Phone: (915) 642-0642

From the property listing:

Welcome home to Lifestyles at Los Paseos! We know you have a desire for unmistakable quality, so you wont be disappointed with our community. Located in close proximity to East El Paso, Texas, your everyday commute will become effortless. With convenient access to Loop 375, you are just minutes away from fine restaurants, shops, and entertainment. Choose from one, two, and three bedroom apartments for rent with 5 unique floor plans to pick from. All of our apartment homes have features that will complement your lifestyle.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Lifestyle at Los Paseos (Ventanas) Apartments require renters insurance?
We found specific coverage details on Lifestyle at Los Paseos (Ventanas) Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Lifestyle at Los Paseos (Ventanas) Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Lifestyle at Los Paseos (Ventanas) Apartments?
Plan for $1,008 to $1,376/month all-in. That's base rent ($993 – $1,361), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Lifestyle at Los Paseos (Ventanas) Apartments allow pets?
Yes, Lifestyle at Los Paseos (Ventanas) Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Lifestyle at Los Paseos (Ventanas) Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site — features that can qualify for premium discounts.
What floor plans does Lifestyle at Los Paseos (Ventanas) Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $993 – $1,361. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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