Redd Rd Village Apartment: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Redd Rd Village Apartment in Three Hills? Rent here runs From $950, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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501 E Redd Rd, El Paso, TX 79912

Three Hills

Built 2009 2 stories 14 units
5/5 ·5 reviews Apt. Finder
From $950 /month

Monthly Cost Breakdown at Redd Rd Village Apartment

The listed rent isn't the whole number. Here's what Redd Rd Village Apartment actually costs each month once you add required fees and insurance.

Total Monthly Cost $964
Base Rent $950
Est. Renters Insurance $14/mo

Renters Insurance at Redd Rd Village Apartment

We found a few insurance details on Redd Rd Village Apartment's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Redd Rd Village Apartment can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Redd Rd Village Apartment based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Redd Rd Village Apartment:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Redd Rd Village Apartment also has on-site security features (Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

On-Site Security

Sprinklers

Fees Beyond Rent

These are the additional charges beyond base rent at Redd Rd Village Apartment. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Administrative Fee

$150

Application Fee Per Applicant

$60

Pets Fees

Pet Deposit

Charged per pet.

Free

One-Time Pet Fee

Charged per pet.

$350

Monthly Pet Fee

Charged per pet.

$30 / mo

Parking Fees

Surface Lot

FREE TWO ASSIGNED PARKING

Amenities

Special Features

Built-In Microwave Near Bus Stops, Restaurants Covered Balcony With Deck Luxury 1 Bed 1 Bath 1 Reserved Parking Pet Friendly, Lease Term Negotiable Tile Floor Throughout, No Carpet Double Vanity, Window Covering Near 2 Shopping Centers 1st Floor Unit, Back Porch Patio 2 Bedrooms 2 Baths 2 Reserved Parking Ceiling Fans In The Bedrooms And Living Corner Unit, Covered Balcony Covered Balcony / Back Patio Episd District, Lease Term Negotiable Large Pantry No Carpet Open Floor Plan Large Bedrooms, Walk In Closets Two Assigned Parking Spaces AC Refrigerated Close To I-10, Great Location Electric Range And Oven Great Location Close To I-10 Spacious 2 Bd 2 Ba 2 Reserved Parking Back Porch Patio Unit Downstairs Unit 2 Beds 2 Baths

Community Features

Online Services

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Handrails Sprinkler System Framed Mirrors Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Warming Drawer Tile Floors Dining Room High Ceilings Family Room Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio Porch Deck Yard Lawn Garden Dock

Pet Policy

Bringing a pet? Here's what Redd Rd Village Apartment allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Redd Rd Village Apartment

Year Built: 2009
Stories: 2 stories
Units: 14
Phone: (915) 800-3902

From the property listing:

WE at Redd Rd Village take pride in our luxury residential rental community spaces. With the perfect blend of location, lifestyle and easy access to Mesa Street and I-10, our community offers different floor plans and are crafted with the warmth and elegeance of a custom-made home and we are pet friendly too. Close to many retail centers and grocery stores such West Town Shopping Center, Walmart, Alberstons, Whole Foods etc., Sunland Park Mall, the Outlet Mall, and many restaurants. EPISD Schools near you are Guerrero Elementary, Brown Middle, and Franklin High.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Redd Rd Village Apartment require renters insurance?
We found specific coverage details on Redd Rd Village Apartment's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Redd Rd Village Apartment?
For this zip code and building type, expect to pay around $14/month ($168/year). Redd Rd Village Apartment has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Redd Rd Village Apartment?
Plan for about $964/month all-in. That's base rent (From $950), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Redd Rd Village Apartment allow pets?
Pet policies at Redd Rd Village Apartment are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Redd Rd Village Apartment?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find sprinklers — features that can qualify for premium discounts.
What floor plans does Redd Rd Village Apartment offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from From $950. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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