Sand Pebble Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Sand Pebble Apartments in East Glen? This community requires renters insurance before you can sign a lease, and with rent at $905 – $1,030, you'll want to know exactly what that adds to your monthly bill. We estimate coverage here runs about $15/mo — below we break down the lease requirements, compare carriers, and show you how to get the best rate.

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11280 Pebble Hills Blvd, El Paso, TX 79936

East Glen

Built 1984 2 stories 208 units
4/5 ·114 reviews Google
5/5 ·7 reviews Apt. Finder
$905 – $1,030 /month

Monthly Cost Breakdown at Sand Pebble Apartments

The listed rent isn't the whole number. Here's what Sand Pebble Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,620 – $1,745
Base Rent $905 – $1,030
Required Monthly Fees $700
Est. Renters Insurance $15/mo

Renters Insurance at Sand Pebble Apartments

Sand Pebble Apartments's website requires tenants to carry renters insurance. The exact coverage minimums may vary by unit type, so confirm the specifics with the leasing office when you apply.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Sand Pebble Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Sand Pebble Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Sand Pebble Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines. Sand Pebble Apartments also has on-site security features (Package service, Property manager on site, Doorman) that insurers recognize with discounts.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

On-Site Security

Package service Property manager on site Doorman

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Sand Pebble Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Sand Pebble Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility Package

Utility package will range from $175-215 for Electric, Gas, High Speed Internet and Cable Water , Trash and sewer are allocated Charged per unit.

$175 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$150

Pet Deposit

Max of 2. Charged per pet.

$150

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Charged per vehicle.

Free

Parking Fee

Charged per vehicle.

$20 / mo

Other

Reserved Parking $20

Amenities

Special Features

Renters Insurance Required Dog Friendly 24 Hour Laundry Facility Evaporative Cooling Units Utility Package Offered*

Community Features

Community-Wide WiFi Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Online Services Planned Social Activities Breakfast/Coffee Concierge Vintage Building Walk-Up Grill Picnic Area Pool Playground Basketball Court Gas Range

Floor Plan Amenities

High Speed Internet Access Wi-Fi Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Framed Mirrors Dishwasher Disposal Stainless Steel Appliances Pantry Kitchen Oven Range Refrigerator Freezer Carpet Tile Floors Vinyl Flooring Dining Room Crown Molding Skylights Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Sand Pebble Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$150 Deposit
$25 Monthly Pet Rent
$150 Fee
2 Pet Limit

About Sand Pebble Apartments

Year Built: 1984
Stories: 2 stories
Units: 208
Phone: (844) 422-6534

From the property listing:

Sand Pebble...discover a community with all the comfort and convenience you deserve. Our community is comprised of one and two bedroom floor plans and AMAZING AMENITIES! We offer our low cost utility package, a relaxing pool, picnic area, play park & basketball court. We are located on El Paso's East Side, where you are minutes away from great shopping opportunities, fast food, fine dining, entertainment and much more. You are sure to be happy calling Sand Pebble your home. You will get SO MUCH FOR SO LITTLE!!

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Sand Pebble Apartments require renters insurance?
Yes — you'll need an active renters insurance policy to sign a lease at Sand Pebble Apartments. You'll need to add the property management as an interested party on your policy, which most carriers can do at no extra charge.
How much is renters insurance at Sand Pebble Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Sand Pebble Apartments?
Plan for $1,620 to $1,745/month all-in. That's base rent ($905 – $1,030), plus $700/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Sand Pebble Apartments allow pets?
Yes, Sand Pebble Apartments is pet-friendly. Here are the details: Cats Allowed. $150 Deposit. $25 Monthly Pet Rent. $150 Fee. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Sand Pebble Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here. On the property itself, you'll find package service, property manager on site, doorman — features that can qualify for premium discounts.
What floor plans does Sand Pebble Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $905 – $1,030. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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