Tremont Place Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Tremont Place Apartments in Highland Park? Rent here runs $999 – $1,200, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2413 Tremont Ave, El Paso, TX 79930

Highland Park

Built 2014 2 stories 12 units
4.2/5 ·244 reviews Google
Apt. Finder
$999 – $1,200 /month

Monthly Cost Breakdown at Tremont Place Apartments

The listed rent isn't the whole number. Here's what Tremont Place Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,013 – $1,214
Base Rent $999 – $1,200
Est. Renters Insurance $14/mo

Renters Insurance at Tremont Place Apartments

We found a few insurance details on Tremont Place Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Tremont Place Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Tremont Place Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Tremont Place Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

Fees Beyond Rent

These are the additional charges beyond base rent at Tremont Place Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$35

Pets Fees

Pet Deposit

Max of 1. Charged per pet.

Free

One-Time Pet Fee

Max of 1. Charged per pet.

$350

Monthly Pet Fee

Max of 1. Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Charged per vehicle.

Free

Amenities

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Dishwasher Kitchen Oven Range Refrigerator Freezer Carpet Tile Floors

Pet Policy

Bringing a pet? Here's what Tremont Place Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$350 Fee
1 Pet Limit

About Tremont Place Apartments

Year Built: 2014
Stories: 2 stories
Units: 12
Phone: (915) 348-3045

From the property listing:

Welcome to our spacious 2-bedroom, 1-bathroom apartment located in the heart of El Paso, TX. Our cozy apartment is equipped with a range of amenities that will make your living experience comfortable and convenient. This serene space boasts a well-designed kitchen area with modern appliances that cater to all your cooking needs. The bedrooms are spacious, with ample closet space and beautiful large windows that let in natural light to keep an atmosphere of warmth and freshness. You'll love the sleek bathroom with a polished sink and bathtub that provide a calming and relaxing ambiance.

Other Options Nearby

Still weighing your choices? Other communities in El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Tremont Place Apartments require renters insurance?
We found specific coverage details on Tremont Place Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Tremont Place Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Tremont Place Apartments?
Plan for $1,013 to $1,214/month all-in. That's base rent ($999 – $1,200), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Tremont Place Apartments allow pets?
Yes, Tremont Place Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $350 Fee. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Tremont Place Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here.
What floor plans does Tremont Place Apartments offer?
There are 2 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $999 – $1,200. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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