3001 Crystal Springs Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 3001 Crystal Springs Apartments in Hurst/Euless/Bedford? Rent here runs $979 – $2,199, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3001 Crystal Springs St, Bedford, TX 76021

Hurst/Euless/Bedford

Built 1983 2 stories 152 units
4.3/5 ·51 reviews Google
4/5 ·12 reviews Apt. Finder
$979 – $2,199 /month

Monthly Cost Breakdown at 3001 Crystal Springs Apartments

The listed rent isn't the whole number. Here's what 3001 Crystal Springs Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,154 – $2,374
Base Rent $979 – $2,199
Required Monthly Fees $160
Est. Renters Insurance $15/mo

Renters Insurance at 3001 Crystal Springs Apartments

We found a few insurance details on 3001 Crystal Springs Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to 3001 Crystal Springs Apartments can push your insurance cost up or down:

Older Building

Built in 1983 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1739/100K (10% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 3001 Crystal Springs Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 3001 Crystal Springs Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Bedford.

Bedford property crime rate

1,739

per 100K residents

10% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
96 / 200
Larceny / theft
1,415 / 1,172
Vehicle theft
228 / 206

U.S. average

Near-average property crime means insurance premiums in Bedford track closely with national baselines. 3001 Crystal Springs Apartments also has on-site security features (Video patrol) that insurers recognize with discounts.

Source: FBI UCR Program, Bedford (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Video patrol

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 3001 Crystal Springs Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 3001 Crystal Springs Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Charged per unit.

$15 / mo

Resident Protection Coverage

Charged per unit.

$20 / mo

Pest Control

Charged per unit.

$5 / mo

Spectrum Internet & Cable

Charged per unit.

$75 / mo

Utility - Water/Sewer

Charged per unit.

Usage-Based

Utility - Electric

Charged per unit. Payable to 3rd Party

Usage-Based

Administrative Fee

Charged per unit.

$150

Application Fee Per Applicant

Charged per applicant.

$60

Risk Fee

Risk fee is $350 or $700 based on applicant criteria. Charged per unit.

$350

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Charged per vehicle.

Free

Addons Fees

Renter's Insurance

Renter's Insurance is required. Charged per unit. Payable to3rd Party

Varies / lease

Amenities

Community Features

Community-Wide WiFi Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Online Services Business Center Clubhouse Multi Use Room Conference Rooms Courtyard Grill Picnic Area Pool Playground Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Tub/Shower Fireplace Dishwasher Kitchen Microwave

Pet Policy

Bringing a pet? Here's what 3001 Crystal Springs Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$400 Fee
2 Pet Limit

About 3001 Crystal Springs Apartments

Year Built: 1983
Stories: 2 stories
Units: 152
Phone: (682) 297-4656

From the property listing:

Discover comfortable, conveniently located apartments in Bedford, TX at 3Thousand One Crystal Springs Apartments, located at 3001 Crystal Springs in the heart of the Mid-Cities. Perfectly positioned between Dallas and Fort Worth, our Bedford apartment community offers easy access to Highway 121, Highway 183, and Loop 820-making commuting across the DFW Metroplex simple and efficient. Our one- and two-bedroom apartments in Bedford, TX feature spacious floor plans, modern finishes, ample storage, and inviting living areas designed for everyday comfort.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Bedford — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 3001 Crystal Springs Apartments require renters insurance?
We found specific coverage details on 3001 Crystal Springs Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 3001 Crystal Springs Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 3001 Crystal Springs Apartments?
Plan for $1,154 to $2,374/month all-in. That's base rent ($979 – $2,199), plus $160/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 3001 Crystal Springs Apartments allow pets?
Yes, 3001 Crystal Springs Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 3001 Crystal Springs Apartments?
Property crime in Bedford sits near the national average — 1,739 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 96/100K here. On the property itself, you'll find video patrol — features that can qualify for premium discounts.
What floor plans does 3001 Crystal Springs Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $979 – $2,199. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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