Canopy on Central Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Canopy on Central Apartments in Hurst/Euless/Bedford? Rent here runs $960 – $1,550, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2700 Central Dr, Bedford, TX 76021

Hurst/Euless/Bedford

Managed by American Landmark Built 1982 2 stories 706 units
3.6/5 ·420 reviews Google
4/5 ·26 reviews Apt. Finder
$960 – $1,550 /month

Monthly Cost Breakdown at Canopy on Central Apartments

The listed rent isn't the whole number. Here's what Canopy on Central Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $975 – $1,565
Base Rent $960 – $1,550
Est. Renters Insurance $15/mo

Renters Insurance at Canopy on Central Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Canopy on Central Apartments can push your insurance cost up or down:

Older Building

Built in 1982 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Pest Issues

3 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1739/100K (10% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Canopy on Central Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Canopy on Central Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Bedford.

Bedford property crime rate

1,739

per 100K residents

10% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
96 / 200
Larceny / theft
1,415 / 1,172
Vehicle theft
228 / 206

U.S. average

Near-average property crime means insurance premiums in Bedford track closely with national baselines. Canopy on Central Apartments also has on-site security features (Package service, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Bedford (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Common topic
Maintenance Issues Common topic
Theft Mentioned

On-Site Security

Package service Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Canopy on Central Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Canopy on Central Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$300 - $300

Monthly Pet Fee

Max of 2. Charged per pet.

$20 / mo

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Covered

Surface Lot available. Please call us regarding our Parking Policy.

Other

Surface Lot available. Please call us regarding our Parking Policy.

Surface Lot

Surface Lot available. Please call us regarding our Parking Policy.

Amenities

Special Features

American Landmark 360 Resident Program Built-In Bookcase* Clubhouse & Business Center Convenient 24/7 Online Resident Services Courtyard view Covered Parking Available Creek View Double Basin Kitchen Sinks First Floor Full-size washer/dryer Hardwood-Style Flooring* Onsite Resident Laundry Care Center Pool view Private Patio or Balcony Separate Vanity* Spacious Closets Townhome Floorplans Available Washer & Dryer Connections Washer & Dryer Connections* Wood & Creek Views* Wood Plank Style Flooring Wood-Burning Fireplace

Community Features

Community-Wide WiFi Laundry Facilities Online Services Planned Social Activities Pet Play Area Public Transportation Business Center Clubhouse Walk-Up Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Cable Ready Storage Space Fireplace Dishwasher Disposal Granite Countertops Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Walk-In Closets Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Canopy on Central Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
2 Pet Limit

About Canopy on Central Apartments

Year Built: 1982
Stories: 2 stories
Units: 706
Management: American Landmark
Phone: (817) 952-6163

From the property listing:

Let Canopy on Central help you find a living space you love to call home. Select your favorite floor plan from our one and two-bedroom apartments for rent in Bedford, Texas. Situated along Central Drive, our garden-style apartment homes feature a long list of in-home highlights, including a fully equipped chef’s kitchen with a convenient dishwasher and a cozy and inviting wood-burning fireplace.You’ll also gain access to our full collection of amenities.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Bedford — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Canopy on Central Apartments require renters insurance?
We didn't find a public insurance requirement for Canopy on Central Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Canopy on Central Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Canopy on Central Apartments?
Plan for $975 to $1,565/month all-in. That's base rent ($960 – $1,550), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Canopy on Central Apartments allow pets?
Yes, Canopy on Central Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Canopy on Central Apartments?
Property crime in Bedford sits near the national average — 1,739 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 96/100K here. On the property itself, you'll find package service, covered parking — features that can qualify for premium discounts.
What floor plans does Canopy on Central Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $960 – $1,550. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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