2700 Central Dr, Bedford, TX 76021
Hurst/Euless/Bedford
Monthly Cost Breakdown at Canopy on Central Apartments
The listed rent isn't the whole number. Here's what Canopy on Central Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Canopy on Central Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Canopy on Central Apartments can push your insurance cost up or down:
Older Building
Built in 1982 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Pest Issues
3 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1739/100K (10% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Canopy on Central Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Canopy on Central Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Bedford.
Bedford property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Bedford track closely with national baselines. Canopy on Central Apartments also has on-site security features (Package service, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Bedford (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Canopy on Central Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Canopy on Central Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Deposit
Charged per vehicle.
Covered
Surface Lot available. Please call us regarding our Parking Policy.
Other
Surface Lot available. Please call us regarding our Parking Policy.
Surface Lot
Surface Lot available. Please call us regarding our Parking Policy.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Canopy on Central Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Canopy on Central Apartments
From the property listing:
Let Canopy on Central help you find a living space you love to call home. Select your favorite floor plan from our one and two-bedroom apartments for rent in Bedford, Texas. Situated along Central Drive, our garden-style apartment homes feature a long list of in-home highlights, including a fully equipped chef’s kitchen with a convenient dishwasher and a cozy and inviting wood-burning fireplace.You’ll also gain access to our full collection of amenities.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Bedford — compare rent and estimated insurance cost side by side.
3001 Crystal Springs Apartments
Hurst/Euless/Bedford
Amherst Apartments
Hurst/Euless/Bedford
Avenue 900 Apartments
Hurst/Euless/Bedford
Bear Creek Villas Apartments
Hurst/Euless/Bedford
Bedford Oaks Apartments
Hurst/Euless/Bedford
Bexley Landing Apartments
Hurst/Euless/Bedford
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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