4000 Hulen Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 4000 Hulen Apartments in Southwest Fort Worth? Rent here runs $1,176 – $2,389, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4000 Hulen St, Fort Worth, TX 76107

Southwest Fort Worth

Built 2015 5 stories 240 units
4.2/5 ·243 reviews Google
4/5 ·12 reviews Apt. Finder
$1,176 – $2,389 /month

Monthly Cost Breakdown at 4000 Hulen Apartments

The listed rent isn't the whole number. Here's what 4000 Hulen Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,241 – $2,454
Base Rent $1,176 – $2,389
Required Monthly Fees $52
Est. Renters Insurance $13/mo

Renters Insurance at 4000 Hulen Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 4000 Hulen Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Vehicle Crime

1 mentions of car theft, vandalism, or break-ins in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 4000 Hulen Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 4000 Hulen Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Common topic
Fire Mentioned
Vehicle Crime Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 4000 Hulen Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 4000 Hulen Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

RUBS - Trash

RUBS - Trash Charged per unit.

$3 / mo

Valet Trash Fee

Valet Trash Fee Charged per unit.

$35 / mo

Pest Control Reimbursement

Pest Control Charged per unit.

$5 / mo

Administrative Fee

Administrative Fee Charged per unit.

$155

Application Fee

Application Fee Charged per applicant.

$55

Package Fee

Package Fee Charged per unit.

$20

Pets Fees

Pet Fees Or Charges

Non- Refundable Pet Fee - Dog Charged per pet.

$400

Addons Fees

Cleaning Charges

Carpet Cleaning Charged per unit.

$0.01

Damage Charges

Carpet Replace / Repair Charged per unit.

$0.01

Extra Keys Or Lock Changes

Keys not returned Charged per unit.

$0.01

Community Fee

Notice Service Fee - Other Charged per unit.

$25 / day

Situational Fees

Legal Fees

Attorney / Legal Charges Charged per unit.

$0.01

Amenities

Special Features

1x1 Full Renovation 3x3 Full Renovation appliance Bulk Internet Cabinet Pulls City View Courtyard view Granite Plank Pool view stainless steel fridge Tile Backsplash Washer-Dryer Wine Fridge

Community Features

Elevator Courtyard Fitness Center Hot Tub Pool

Floor Plan Amenities

High Speed Internet Access Air Conditioning Smoke Free Double Vanities Tub/Shower Dishwasher Range Refrigerator Balcony

Pet Policy

Bringing a pet? Here's what 4000 Hulen Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$400 Deposit
$20 Monthly Pet Rent
$400 Fee
2 Pet Limit

About 4000 Hulen Apartments

Year Built: 2015
Stories: 5 stories
Units: 240
Phone: (682) 255-1861

From the property listing:

Refined living awaits at 4000 Hulen Apartments, a luxury apartment community located in the vibrant area of Fort Worth near Texas Christian University. Immerse yourself in a spacious new home replete with luxe finishes, upscale features, and the latest modern conveniences. Community amenities like our swimming pool are meticulously designed to elevate your lifestyle, and it’s all in the chic area of Fort Worth in Tarrant County.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 4000 Hulen Apartments require renters insurance?
We didn't find a public insurance requirement for 4000 Hulen Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 4000 Hulen Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 4000 Hulen Apartments?
Plan for $1,241 to $2,454/month all-in. That's base rent ($1,176 – $2,389), plus $52/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 4000 Hulen Apartments allow pets?
Yes, 4000 Hulen Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $400 Deposit. $20 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 4000 Hulen Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here.
What floor plans does 4000 Hulen Apartments offer?
There are 25 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,176 – $2,389. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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