7109 Misty Meadow Dr S Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 7109 Misty Meadow Dr S Rental in Southwest Fort Worth? Rent here runs From $1,900, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7109 Misty Meadow Dr S, Fort Worth, TX 76133

Southwest Fort Worth

From $1,900 /month

Monthly Cost Breakdown at 7109 Misty Meadow Dr S Rental

The listed rent isn't the whole number. Here's what 7109 Misty Meadow Dr S Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,914
Base Rent $1,900
Est. Renters Insurance $14/mo

Renters Insurance at 7109 Misty Meadow Dr S Rental

What Affects Your Premium Here

Every building is different. These factors specific to 7109 Misty Meadow Dr S Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 7109 Misty Meadow Dr S Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 7109 Misty Meadow Dr S Rental:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 7109 Misty Meadow Dr S Rental also has on-site security features (Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

On-Site Security

Covered parking Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 7109 Misty Meadow Dr S Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 7109 Misty Meadow Dr S Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Charged per unit.

$2,500

Amenities

Community Features

Fenced Lot

Floor Plan Amenities

Fireplace Hardwood Floors Lawn

About 7109 Misty Meadow Dr S Rental

Phone: (682) 414-9792

From the property listing:

Property Id: 738499 Remodel inside the home, new dishwasher, new master bathroom tub, and flooring.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

1216 Fairmount Apartments

Southwest Fort Worth

$1,900 Ins: ~$13/mo

2900 Broadmoor Apartments

Southwest Fort Worth

$849 - $1,726 Ins: ~$13/mo

4000 Hulen Apartments

Southwest Fort Worth

$1,176 - $2,389 Ins: ~$13/mo

7320 Laurelhill Ct S Rental

Southwest Fort Worth

$1,845 Ins: ~$14/mo

Affinity at Tavolo Park 55+ Apartments

Southwest Fort Worth

$1,399 - $2,809 Ins: ~$12/mo

Album Benbrook 55+ Active Adult Apartment Homes

Southwest Fort Worth

$1,601 - $2,801 Ins: ~$13/mo

Frequently Asked Questions

Does 7109 Misty Meadow Dr S Rental require renters insurance?
We didn't find a public insurance requirement for 7109 Misty Meadow Dr S Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 7109 Misty Meadow Dr S Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 7109 Misty Meadow Dr S Rental?
Plan for about $1,914/month all-in. That's base rent (From $1,900), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 7109 Misty Meadow Dr S Rental?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find covered parking, perimeter fencing — features that can qualify for premium discounts.
What parking is available at 7109 Misty Meadow Dr S Rental?
Garage Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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