Addison Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Addison Park Apartments in South Arlington? Rent here runs $1,093 – $1,573, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4901 Pacific Dr, Arlington, TX 76001

South Arlington

Built 2004 3 stories 224 units
3.2/5 ·151 reviews Google
4/5 ·4 reviews Apt. Finder
$1,093 – $1,573 /month

Monthly Cost Breakdown at Addison Park Apartments

The listed rent isn't the whole number. Here's what Addison Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,107 – $1,587
Base Rent $1,093 – $1,573
Est. Renters Insurance $14/mo

Renters Insurance at Addison Park Apartments

We found a few insurance details on Addison Park Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Addison Park Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Addison Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Addison Park Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Addison Park Apartments also has on-site security features (Controlled access, Property manager on site, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Controlled access Property manager on site Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Addison Park Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Addison Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$22

Administrative Fee

Charged per unit.

Pets Fees

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$15 / mo

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$15 / mo

Parking Fees

Parking Fee

Charged per vehicle.

Free

Covered

Every resident gets one covered parking space assigned to them. Please call us regarding our Parking Policy.

Amenities

Special Features

9 Ft Ceilings 9+ Foot Ceilings* Built in Microwave Carpeting Ceiling Fan Clothes Care Facility Private Balcony with Storage Built-In Microwave* Carports Exterior Storage Flexible Payment Schedules with our partner, FLEX Individual Water Heaters W/D Connections Full Size Washer and Dryer Connections Pet Friendly Resident Portal Swimming Pool Built in Computer Desk and Entertainment Centers Faux Hardwood Floors in Select Units Mini Blinds Outdoor Kitchen & Barbeque Grilling Stations Built-In Desk* Handicap Adaptable Units* Childrens Activity Center Patio/Balcony Ceiling Fans Garden Tubs Refrigerator with Ice Maker Walk In Closet Bright and Spacious Floorplans Controlled Access Entry Walk-in Closets Wood-Style Plank Flooring*

Community Features

Maintenance on site Business Center Clubhouse Walk-Up Sundeck Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Ice Maker Pantry Kitchen Microwave Oven Range Refrigerator Hardwood Floors Carpet Tile Floors Dining Room Walk-In Closets Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Addison Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$15 Monthly Pet Rent
$300 Fee

About Addison Park Apartments

Year Built: 2004
Stories: 3 stories
Units: 224
Phone: (817) 678-0531

From the property listing:

Why compromise when you can have it all at Addison Park Apartments? Our affordable apartments for rent in Arlington, TX, bring you the perfect blend of budget-friendly rates, modern amenities, and a convenient location. Whether you're seeking relaxation, exercise, or local exploration, our community has you covered. And beyond our apartments, you'll find close access to an array of shopping, dining, and recreational delights.

Other Options Nearby

Still weighing your choices? Other communities in Arlington — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Addison Park Apartments require renters insurance?
We found specific coverage details on Addison Park Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Addison Park Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Addison Park Apartments?
Plan for $1,107 to $1,587/month all-in. That's base rent ($1,093 – $1,573), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Addison Park Apartments allow pets?
Yes, Addison Park Apartments is pet-friendly. Here are the details: Cats Allowed. $15 Monthly Pet Rent. $300 Fee. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Addison Park Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here. On the property itself, you'll find controlled access, property manager on site, covered parking — features that can qualify for premium discounts.
What floor plans does Addison Park Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,093 – $1,573. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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