Southpoint Villas Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Southpoint Villas Apartments in South Arlington? Rent here runs $1,161 – $5,278, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5700 Median Way, Arlington, TX 76017

South Arlington

Built 2001 3 stories 228 units
4.1/5 ·278 reviews Google
4/5 ·12 reviews Apt. Finder
$1,161 – $5,278 /month

Monthly Cost Breakdown at Southpoint Villas Apartments

The listed rent isn't the whole number. Here's what Southpoint Villas Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,187 – $5,304
Base Rent $1,161 – $5,278
Required Monthly Fees $12
Est. Renters Insurance $14/mo

Renters Insurance at Southpoint Villas Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Southpoint Villas Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Southpoint Villas Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Southpoint Villas Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Southpoint Villas Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Sprinklers, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

On-Site Security

Package service Controlled access Property manager on site Gated Sprinklers Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Southpoint Villas Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Southpoint Villas Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

RUBS Admin Fee

Charged per unit.

$3 / mo

Application Fee Per Applicant

Charged per applicant.

$55

Deposit Fee

Deposit Fee: $100 for one bedroom, $200 for two bedroom, $300 for three bedroom (additional deposit may be required depending on approved credit) Charged per unit.

$100

Administrative Fee

Charged per unit.

$150

Pets Fees

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$30 / mo

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$30 / mo

Amenities

Special Features

Plush Carpeting Washer & Dryer Connections Renovated Units Ceiling Fan BBQ/Picnic Area Courtesy Patrol Hardwoodstyle Flooring Private Yard Air Conditioner Carport Coffee Bar Large Closets Patio/Balcony

Community Features

Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Online Services Planned Social Activities Pet Play Area Business Center Clubhouse Storage Space Walk-Up Sundeck Courtyard Grill Picnic Area Fitness Center Pool Playground Volleyball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Fireplace Sprinkler System Framed Mirrors Dishwasher Disposal Ice Maker Pantry Kitchen Oven Range Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Linen Closet Window Coverings Large Bedrooms Balcony Patio Porch Yard

Pet Policy

Bringing a pet? Here's what Southpoint Villas Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$30 Monthly Pet Rent
$300 Fee
50 lb Weight Limit
2 Pet Limit

About Southpoint Villas Apartments

Year Built: 2001
Stories: 3 stories
Units: 228
Phone: (817) 330-6612

From the property listing:

Welcome home to Southpoint Villas! Our community offers inviting one, two, and three bedroom apartments, featuring spacious living areas, fully-equipped kitchens with breakfast bars, generous storage space, and a private patio/balcony, creating the ideal space for both relaxing and entertaining! Third floor units also feature cozy fireplaces.Enjoy our many outdoor amenities including a refreshing pool, hot tub, sundeck, children's playground, volleyball court, on-site dog park, and picnic area with BBQ grills.

Other Options Nearby

Still weighing your choices? Other communities in Arlington — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Southpoint Villas Apartments require renters insurance?
We didn't find a public insurance requirement for Southpoint Villas Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Southpoint Villas Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Southpoint Villas Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Southpoint Villas Apartments?
Plan for $1,187 to $5,304/month all-in. That's base rent ($1,161 – $5,278), plus $12/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Southpoint Villas Apartments allow pets?
Yes, Southpoint Villas Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $30 Monthly Pet Rent. $300 Fee. 50 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Southpoint Villas Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Southpoint Villas Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,161 – $5,278. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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