Alpine Creekside Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Alpine Creekside Apartments in North Fort Worth? Rent here runs $1,519 – $3,319, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5400 Haltom Rd, Haltom City, TX 76137

North Fort Worth

Managed by Greystar Built 2025 3 stories 296 units
4.8/5 ·63 reviews Google
Apt. Finder
$1,519 – $3,319 /month

Monthly Cost Breakdown at Alpine Creekside Apartments

The listed rent isn't the whole number. Here's what Alpine Creekside Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,754 – $3,554
Base Rent $1,519 – $3,319
Required Monthly Fees $222
Est. Renters Insurance $13/mo

Renters Insurance at Alpine Creekside Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alpine Creekside Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2395/100K (52% above national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alpine Creekside Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alpine Creekside Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Haltom City.

Haltom City property crime rate

2,395

per 100K residents

52% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
260 / 200
Larceny / theft
1,758 / 1,172
Vehicle theft
377 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Alpine Creekside Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Haltom City (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic

On-Site Security

Controlled access Property manager on site Gated Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Alpine Creekside Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Alpine Creekside Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Community Amenity Fee

Amount for community amenity use and services. Charged per unit.

$25 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$35 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$7 / mo

Internet Services

Amount for internet services provided by community. Charged per unit.

$80 / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit.

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentageof consumption as allowed by regulation. Charged per unit.

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder.

Varies / mo

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$150

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$35

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit type.

$150 - $350

Pets Fees

Pet Fee

We welcome two pets per apartment home. There is a weight limit of 100 pounds per pet, and aggressive breeds are prohibited. Please call our Leasing Office for complete Pet Policy information.

$500

Pet Rent

Max of 1. Monthly amount for authorized pet. Charged per pet

$30 / mo

Parking Fees

Parking Fee

Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per rentable item.

$200 / mo

Parking Fee

Max of 1. Amount for covered parking space/services. May besubject to availability. Charged per rentable item.

$50 / mo

Garage Attached

On Select Floorplans

Other

Vehicle Registration required for residents and guests.

Addons Fees

Short Term Rental

Amount for rental home occupancy for a shorter lease term. May be subject to availability. Charged per unit.

$500 / mo

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditionalsecurity deposit. Charged per unit. Payable to 3rd Party

Varies one-time

Situational Fees

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month leaseCharged per unit.

$500 / mo

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.

$100 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$100 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$100 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability PolicyCharged per unit.

$15 / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms. Charged per unit.

$25 - $100 / occurence

Trash Container - Replacement

Amount to replace trash/waste container. Charged per unit.

$40 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

9.99% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Liquidated Damages

Amount for not satisfying the application and/or lease termsCharged per unit.

Varies / occurrence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party

Varies / occurrence

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal. Charged per unit.

Varies / occurrence

Amenities

Special Features

Resort Style Pool Custom Lighting Work From Home Lounge Spaces Custom Cabinetry Attached Garages Covered Parking Walking Path Resident Lounge Two Designer Color Schemes To Choose From Wood Style Plank Flooring

Community Features

Pet Play Area Car Charging Station Clubhouse Lounge Conference Rooms Cabana Grill Picnic Area Fitness Center Pool Walking/Biking Trails Pickleball Court

Floor Plan Amenities

Washer/Dryer Air Conditioning Ceiling Fans Dishwasher Granite Countertops Stainless Steel Appliances Microwave Oven Refrigerator Freezer Hardwood Floors Carpet Tile Floors Vinyl Flooring Balcony Patio

Pet Policy

Bringing a pet? Here's what Alpine Creekside Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Alpine Creekside Apartments

Year Built: 2025
Stories: 3 stories
Units: 296
Management: Greystar
Phone: (817) 813-1693

From the property listing:

With impressive finishes and resort-quality amenities, our apartments make it possible to live beyond your expectations. With so much to do in the perfect location, a vibrant new lifestyle awaits. Embrace it.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Haltom City — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Alpine Creekside Apartments require renters insurance?
We didn't find a public insurance requirement for Alpine Creekside Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alpine Creekside Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Alpine Creekside Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Alpine Creekside Apartments?
Plan for $1,754 to $3,554/month all-in. That's base rent ($1,519 – $3,319), plus $222/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alpine Creekside Apartments allow pets?
Pet policies at Alpine Creekside Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Alpine Creekside Apartments?
Property crime in Haltom City runs noticeably higher than the national average — 2,395 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 260/100K here. On the property itself, you'll find controlled access, property manager on site, gated, covered parking — features that can qualify for premium discounts.
What floor plans does Alpine Creekside Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,519 – $3,319. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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