Aspire Presidio West Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Aspire Presidio West Apartments in North Fort Worth? Rent here runs $1,204 – $4,095, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2001 Presidio Vista Dr, Fort Worth, TX 76177

North Fort Worth

Built 2018 3 stories 300 units
4.6/5 ·271 reviews Google
4/5 ·180 reviews Apt. Finder
$1,204 – $4,095 /month

Monthly Cost Breakdown at Aspire Presidio West Apartments

The listed rent isn't the whole number. Here's what Aspire Presidio West Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,217 – $4,108
Base Rent $1,204 – $4,095
Est. Renters Insurance $13/mo

Renters Insurance at Aspire Presidio West Apartments

We found a few insurance details on Aspire Presidio West Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Aspire Presidio West Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aspire Presidio West Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aspire Presidio West Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Aspire Presidio West Apartments also has on-site security features (Package service, Controlled access, Gated, Doorman, Alarm ready) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Safety Concerns Mentioned

On-Site Security

Package service Controlled access Gated Doorman Alarm ready

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Aspire Presidio West Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Aspire Presidio West Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Pets Fees

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$20 / mo

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$20 / mo

Amenities

Special Features

Modern Lighting Outdoor Fire Pit Car Care Center Dog Grooming Station In-Home, Full-Size Washer and Dryer Sets Kitchen Islands Movie Theater Outdoor Kitchen with Gas Grills Energy-Efficient, Stainless Steel Appliances Leash-Free Bark Park Living Room and Bedroom Ceiling Fans Personal Patios and Balconies Smoke-Free Community Sleek Granite Countertops Spacious Walk-In Closets Wood-Style Flooring Built-In Wine Racks Nine-Foot Ceilings with Crown Molding In-Home Alarm Systems

Community Features

Community-Wide WiFi Wi-Fi Trash Pickup - Door to Door Online Services Pet Play Area Pet Washing Station Elevator Business Center Clubhouse Breakfast/Coffee Concierge Cabana Grill Picnic Area Fitness Center Pool Media Center/Movie Theatre

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Smoke Free Security System Double Vanities Tub/Shower Framed Mirrors Dishwasher Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Crown Molding Walk-In Closets Linen Closet Balcony Patio

Pet Policy

Bringing a pet? Here's what Aspire Presidio West Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
$300 Fee
2 Pet Limit

About Aspire Presidio West Apartments

Year Built: 2018
Stories: 3 stories
Units: 300
Phone: (469) 620-8824

From the property listing:

Welcome to Aspire Presidio West, where exceptional living meets the top-rated Northwest ISD, just moments away from the vibrant heart of Haslet, TX. Our one, two, and three-bedroom residences, adorned with designer touches such as granite countertops, ensuring you take pride in every corner of your home.Enjoy the ease of your daily routine with proximity to major employers like the Medical Center and BNSF Railway, turning your commute into a seamless experience.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Aspire Presidio West Apartments require renters insurance?
We found specific coverage details on Aspire Presidio West Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aspire Presidio West Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Aspire Presidio West Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Aspire Presidio West Apartments?
Plan for $1,217 to $4,108/month all-in. That's base rent ($1,204 – $4,095), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aspire Presidio West Apartments allow pets?
Yes, Aspire Presidio West Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Aspire Presidio West Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find package service, controlled access, gated, doorman — features that can qualify for premium discounts.
What floor plans does Aspire Presidio West Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,204 – $4,095. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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