505 E Lamar Blvd, Arlington, TX 76011
North Arlington
Monthly Cost Breakdown at Arlington Commons II-The Truman Apartments
The listed rent isn't the whole number. Here's what Arlington Commons II-The Truman Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Arlington Commons II-The Truman Apartments
We found a few insurance details on Arlington Commons II-The Truman Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Arlington Commons II-The Truman Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Pest Issues
6 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2057/100K (30% above national average)
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Arlington Commons II-The Truman Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Arlington Commons II-The Truman Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $11/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.
Arlington property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Arlington Commons II-The Truman Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated) that insurers recognize with discounts.
Source: FBI UCR Program, Arlington (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Arlington Commons II-The Truman Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Arlington Commons II-The Truman Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Arlington Commons II-The Truman Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Arlington Commons II-The Truman Apartments
From the property listing:
Immerse yourself in luxury at The Truman Arlington Commons, a community of apartments in Arlington, Texas. Featuring countless amenities and expansive floor plans, you’re sure to love coming home to The Truman Arlington Commons. Residents enjoy upgraded kitchens, soaking tubs, LED lighting fixtures, and much more within their individual homes, while also taking advantage of our swimming pool, e-gaming room, fitness center, and coffee shop on-site. Plus, our community welcomes pets and offers excellent management and maintenance services.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Arlington — compare rent and estimated insurance cost side by side.
6 Eleven Lamar Apartments
North Arlington
AMP @ The Grid Apartments
North Arlington
Aspen Court Apartments
North Arlington
Bella Vita at Three60 Apartments
North Arlington
Blakely Apartments
North Arlington
Bravo Apartment Living
North Arlington
Frequently Asked Questions
Does Arlington Commons II-The Truman Apartments require renters insurance?
How much is renters insurance at Arlington Commons II-The Truman Apartments?
What will I actually pay per month at Arlington Commons II-The Truman Apartments?
Does Arlington Commons II-The Truman Apartments allow pets?
How safe is the area around Arlington Commons II-The Truman Apartments?
What floor plans does Arlington Commons II-The Truman Apartments offer?
Get Renters Insurance for Arlington Commons II-The Truman Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.