2305 Ashcroft Ln, Arlington, TX 76006
North Arlington
Monthly Cost Breakdown at Aspen Court Apartments
The listed rent isn't the whole number. Here's what Aspen Court Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Aspen Court Apartments
We found a few insurance details on Aspen Court Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In Aspen Court Apartments's own words:
"Management reserves the right to, in its sole discretion, deny any pet(s) deemed dangerous or potentially dangerous for any reason. Management further reserves the right to request information and documentation (i) verifying pet breed, (ii) verifying proof of pet vaccinations, and (iii) relating to any and all history with respect to a pet’s interactions with people."
What Affects Your Premium Here
Every building is different. These factors specific to Aspen Court Apartments can push your insurance cost up or down:
Older Building
Built in 1985 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2057/100K (30% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aspen Court Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Aspen Court Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.
Arlington property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Aspen Court Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Gated access) that insurers recognize with discounts.
Source: FBI UCR Program, Arlington (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Aspen Court Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Aspen Court Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Parking Fees
Parking Fee
Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Aspen Court Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Aspen Court Apartments
From the property listing:
At Aspen Court Apartment Homes, we know how to make home feel like home. Our tight-knit community is built on quality service and lasting relationships. With monthly resident events and a high standard of service, we pride ourselves on the strong sense of community weve created over the years. The amiable feel you'll experience here will have you feeling right at home from day one. Our community prides itself on providing resort-style amenities for all our guests.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Arlington — compare rent and estimated insurance cost side by side.
6 Eleven Lamar Apartments
North Arlington
AMP @ The Grid Apartments
North Arlington
Arlington Commons II-The Truman Apartments
North Arlington
Bella Vita at Three60 Apartments
North Arlington
Blakely Apartments
North Arlington
Bravo Apartment Living
North Arlington
Frequently Asked Questions
Does Aspen Court Apartments require renters insurance?
How much is renters insurance at Aspen Court Apartments?
What will I actually pay per month at Aspen Court Apartments?
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What floor plans does Aspen Court Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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