10449 Orchard Way, Fort Worth, TX 76126
Fort Worth
Monthly Cost Breakdown at Canopy Homes at Ventana Apartments
The listed rent isn't the whole number. Here's what Canopy Homes at Ventana Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Canopy Homes at Ventana Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Canopy Homes at Ventana Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Ground Level
Single-story — higher flood/water intrusion risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2314/100K (47% above national average)
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Canopy Homes at Ventana Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Canopy Homes at Ventana Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.
Fort Worth property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Canopy Homes at Ventana Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Canopy Homes at Ventana Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Services - Doorstep
Amount for doorstep trash removal from rental home. Charged per unit.
Trash Administrative Fee
Amount to manage trash service billing. Charged per unit.
Pest Control Services
Amount for pest control services. Charged per unit.
Landscaping
Amount for landscaping services. Charged per unit.
Internet Services
Amount for internet services provided by community. Charged per unit.
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.
Utility - Water/Wastewater Submeter Admin Fee
Amount for water billing services calculated as a percentageof consumption as allowed by regulation. Charged per unit.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.
Administrative Fee
Amount to facilitate move-in process for a resident. Chargedper unit.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.
Pets Fees
Pet Fee
American Pit Bull Terrier, American Staffordshire Terrier, Bull Mastiff, Akita, Chow, Doberman, Pit Bull, Presea Canario, Rottweiler, Wolf, Wolf hybrids, and any combination thereof.
Pet Rent
Max of 2. Monthly amount for authorized pet. Charged per pet
Parking Fees
Parking Fee
Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per rentable item.
Parking Fee
Max of 1. Amount for covered parking space/services. May besubject to availability. Charged per rentable item.
Addons Fees
Washer/Dryer Rental
Amount for rental of washer and dryer. May be subject to availability. Charged per rentable item.
Access Device - Additional
Amount to obtain additional access device(s) for community; additional fob, additional key. May be subject to availability. Charged per device.
Situational Fees
Satellite Dish Deposit (Refundable)
Additional amount held through residency or lease term that may be applied toward amounts owed at move-out. Refunds processed per lease terms. Charged per unit.
Positive Credit Reporting Services
Amount to send positive payment history to credit reporting agency(ies); per person. Charged per leaseholder.
Returned Payment Fee (NSF)
Amount for returned payment. Charged per unit.
Payment Services - Alternative
Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent). Charged per unit. Payable to 3rd Party
Lease Violation
Amount for violation of community policies and/or per lease terms. Charged per unit.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.
Access/Lock Change Fee
Amount to change or reprogram access to rental home. Chargedper unit.
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.Charged per unit.
Trash Container - Replacement
Amount to replace trash/waste container. Charged per unit.
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within community. Charged per unit.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.
Reletting Fee
Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.
Late Fee
Amount for paying after rent due date; per terms of lease. Charged per unit.
Lease Violation - Extermination Services
Amount for violation of pest-related community policies. Charged per unit.
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations. Charged per unit.
Liquidated Damages
Amount for not satisfying the application and/or lease termsCharged per unit.
Payment Services - Third Party
Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit.
Pet/Animal - Lease Violation
Amount for violation of community policies related to pet orassistance animal. Charged per unit.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.
Security Deposit - Additional (Refundable)
Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Canopy Homes at Ventana Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Canopy Homes at Ventana Apartments
From the property listing:
Welcome to Canopy Homes at Ventana, where modern living meets comfort in Fort Worth, TX! Our rental homes offer a perfect blend of style, convenience, and community. Nestled in a vibrant neighborhood, Canopy Homes at Ventana provides spacious and well-appointed rental homes designed to cater to your lifestyle needs.Explore an array of meticulously designed floor plans, featuring spacious one, two, and three-bedroom Fort Worth, TX, single-family homes.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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