Canopy Homes at Ventana Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Canopy Homes at Ventana Apartments in Fort Worth? Rent here runs $1,520 – $2,795, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10449 Orchard Way, Fort Worth, TX 76126

Fort Worth

Managed by Greystar Built 2024 1 story 188 units
4.8/5 ·60 reviews Google
1 review Apt. Finder
$1,520 – $2,795 /month

Monthly Cost Breakdown at Canopy Homes at Ventana Apartments

The listed rent isn't the whole number. Here's what Canopy Homes at Ventana Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,766 – $3,041
Base Rent $1,520 – $2,795
Required Monthly Fees $233
Est. Renters Insurance $13/mo

Renters Insurance at Canopy Homes at Ventana Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Canopy Homes at Ventana Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Ground Level

Single-story — higher flood/water intrusion risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Canopy Homes at Ventana Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Canopy Homes at Ventana Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Canopy Homes at Ventana Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Canopy Homes at Ventana Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing. Charged per unit.

$3 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$5 / mo

Landscaping

Amount for landscaping services. Charged per unit.

$50 / mo

Internet Services

Amount for internet services provided by community. Charged per unit.

$75 / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentageof consumption as allowed by regulation. Charged per unit.

Varies / mo

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$50

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$150

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$250

Pets Fees

Pet Fee

American Pit Bull Terrier, American Staffordshire Terrier, Bull Mastiff, Akita, Chow, Doberman, Pit Bull, Presea Canario, Rottweiler, Wolf, Wolf hybrids, and any combination thereof.

$350

Pet Rent

Max of 2. Monthly amount for authorized pet. Charged per pet

$25 / mo

Parking Fees

Parking Fee

Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per rentable item.

$150 / mo

Parking Fee

Max of 1. Amount for covered parking space/services. May besubject to availability. Charged per rentable item.

$50 / mo

Addons Fees

Washer/Dryer Rental

Amount for rental of washer and dryer. May be subject to availability. Charged per rentable item.

$50 / mo

Access Device - Additional

Amount to obtain additional access device(s) for community; additional fob, additional key. May be subject to availability. Charged per device.

$25 / occurence

Situational Fees

Satellite Dish Deposit (Refundable)

Additional amount held through residency or lease term that may be applied toward amounts owed at move-out. Refunds processed per lease terms. Charged per unit.

$500

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting agency(ies); per person. Charged per leaseholder.

$6.95 - $10.95 / mo

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$100 / occurence

Payment Services - Alternative

Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent). Charged per unit. Payable to 3rd Party

$14.99 / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms. Charged per unit.

$25 - $500 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.

$50 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Trash Container - Replacement

Amount to replace trash/waste container. Charged per unit.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$750 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

9.99% of base rent / occurence

Lease Violation - Extermination Services

Amount for violation of pest-related community policies. Charged per unit.

Varies / occurrence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Liquidated Damages

Amount for not satisfying the application and/or lease termsCharged per unit.

Varies / occurrence

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit.

Varies / occurrence

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal. Charged per unit.

Varies / occurrence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

Varies one-time

Amenities

Special Features

App W/D Svc Air Conditioning Svc Cable Closet Walk-in Flooring Hardwood Granite Counters App Dishwasher App Refrigerator Appliances Stainless BBQ Grill Bark Park Cyber Café

Community Features

Maintenance on site Clubhouse Grill Pool

Floor Plan Amenities

Air Conditioning Dishwasher Granite Countertops Refrigerator

Pet Policy

Bringing a pet? Here's what Canopy Homes at Ventana Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

About Canopy Homes at Ventana Apartments

Year Built: 2024
Stories: 1 story
Units: 188
Management: Greystar
Phone: (682) 628-0945

From the property listing:

Welcome to Canopy Homes at Ventana, where modern living meets comfort in Fort Worth, TX! Our rental homes offer a perfect blend of style, convenience, and community. Nestled in a vibrant neighborhood, Canopy Homes at Ventana provides spacious and well-appointed rental homes designed to cater to your lifestyle needs.Explore an array of meticulously designed floor plans, featuring spacious one, two, and three-bedroom Fort Worth, TX, single-family homes.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Canopy Homes at Ventana Apartments require renters insurance?
We didn't find a public insurance requirement for Canopy Homes at Ventana Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Canopy Homes at Ventana Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Canopy Homes at Ventana Apartments?
Plan for $1,766 to $3,041/month all-in. That's base rent ($1,520 – $2,795), plus $233/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Canopy Homes at Ventana Apartments allow pets?
Yes, Canopy Homes at Ventana Apartments is pet-friendly. Here are the details: Cats Allowed. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Canopy Homes at Ventana Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here.
What floor plans does Canopy Homes at Ventana Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,520 – $2,795. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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