Centreport Lake Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Centreport Lake Apartments in Fort Worth? Rent here runs $1,064 – $2,171, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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14301 Centre Station Dr, Fort Worth, TX 76155

Fort Worth

Built 2010 3 stories 452 units
3.3/5 ·131 reviews Google
5/5 ·33 reviews Apt. Finder
$1,064 – $2,171 /month

Monthly Cost Breakdown at Centreport Lake Apartments

The listed rent isn't the whole number. Here's what Centreport Lake Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,173 – $2,280
Base Rent $1,064 – $2,171
Required Monthly Fees $95
Est. Renters Insurance $14/mo

Renters Insurance at Centreport Lake Apartments

We found a few insurance details on Centreport Lake Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Centreport Lake Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Centreport Lake Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Centreport Lake Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Centreport Lake Apartments also has on-site security features (Property manager on site, Gated, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Management Issues Mentioned

On-Site Security

Property manager on site Gated Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Centreport Lake Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Centreport Lake Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Facilities Fee

Facilities Fee: $15 due monthly Charged per unit.

$15 / mo

Valet Trash

Valet Trash: $30 due monthly Charged per unit.

$30 / mo

Pest Control

Pest Control: $5 due monthly Charged per unit.

$5 / mo

Stormwater/Drainage - monthly amount based on Ratio Utility Billing System (amount varies by month)

Stormwater/Drainage - monthly amount based on Ratio Utility Billing System (amount varies by month): $0 due monthly Charged per unit.

N/A / mo

Water/Sewer - monthly amount based on Ratio Utility Billing System (amount varies by month)

Water/Sewer - monthly amount based on Ratio Utility Billing System (amount varies by month): $0 due monthly Charged per unit.

N/A / mo

Admin Fee

Admin Fee: $150 deposit due at move-in Charged per unit.

$150

Application Fee

Application Fee: $50 due at move-in Charged per applicant.

$50

Pets Fees

Dog - Pet Fee

Pet Fee: $300 due at move-in Charged per pet.

$300

Dog - Pet Rent

Pet Rent: $25 due monthly Charged per pet.

$25 / mo

Cat - Pet Fee

Pet Fee: $300 due at move-in Charged per pet.

$300

Cat - Pet Rent

Pet Rent: $25 due monthly Charged per pet.

$25 / mo

Parking Fees

Garage

Garage: $125 due monthly Charged per vehicle.

$125 / mo

Addons Fees

Amenity Fee

Amenity Fee: $20 due monthly Charged per unit.

$20 / mo

Deposit Waiver Fee

Deposit Waiver Fee: $37 due monthly Charged per unit.

$37 / mo

Ancillary Billing Fee

Ancillary Billing Fee: $5.30 due monthly Charged per unit.

$5.30 / mo

W/D Rental Fee

W/D Rental Fee: $65 due monthly Charged per unit.

$65 / mo

Amenities

Special Features

24-hour Emergency Maintenance Ceiling fan Nice View Tech Package Pond View Tile Backsplash Den / Office Handicap Accessible Hardwood Hardwood floor 1st Floor & 2nd Floor Courtyard View Private Patio Additional Storage Contemporary Interior Finishes Large Yard Pool view Den / Office - Large Denoffice Large Granite Countertops Select Units Modern Lighting And Plumbing Fixtures Picnic/bbq Area Private Outdoor Space

Community Features

Wi-Fi Maintenance on site Pet Play Area Business Center Clubhouse Walk-Up Cabana Courtyard Grill Pond Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room Office Walk-In Closets Patio Yard Garden

Pet Policy

Bringing a pet? Here's what Centreport Lake Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$300 Fee
2 Pet Limit

About Centreport Lake Apartments

Year Built: 2010
Stories: 3 stories
Units: 452
Phone: (682) 688-2697

From the property listing:

There is something for everyone at Centreport Lake. Each distinctive floor plan was designed with your comfort and convenience in mind and is equipped with modern features. Find an apartment that truly fits your lifestyle at Centreport Lake. Our 1-, 2-, and spacious 3-bedroom floor plans offer more than just a place to live—they’re designed for modern living, with features like stainless steel appliances, walk-in closets, and private patios or large yards in select units. Relax by one of two sparkling pools, work out in our 24-hour fitness center, or unwind in the private cabanas.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Centreport Lake Apartments require renters insurance?
We found specific coverage details on Centreport Lake Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Centreport Lake Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Centreport Lake Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Centreport Lake Apartments?
Plan for $1,173 to $2,280/month all-in. That's base rent ($1,064 – $2,171), plus $95/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Centreport Lake Apartments allow pets?
Yes, Centreport Lake Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Centreport Lake Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find property manager on site, gated, covered parking, on site maintenance — features that can qualify for premium discounts.
What floor plans does Centreport Lake Apartments offer?
There are 36 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,064 – $2,171. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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