Cedars of Elk Drive 55+ Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Cedars of Elk Drive 55+ Apartments in Burleson? Rent here runs $1,549 – $2,325, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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155 Elk Dr, Burleson, TX 76028

Burleson

Built 2016 3 stories 180 units
4.3/5 ·34 reviews Google
1 review Apt. Finder
$1,549 – $2,325 /month

Monthly Cost Breakdown at Cedars of Elk Drive 55+ Apartments

The listed rent isn't the whole number. Here's what Cedars of Elk Drive 55+ Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,562 – $2,338
Base Rent $1,549 – $2,325
Est. Renters Insurance $13/mo

Renters Insurance at Cedars of Elk Drive 55+ Apartments

We found a few insurance details on Cedars of Elk Drive 55+ Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Cedars of Elk Drive 55+ Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 783/100K (50% below national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cedars of Elk Drive 55+ Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cedars of Elk Drive 55+ Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Burleson.

Burleson property crime rate

783

per 100K residents

50% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
69 / 200
Larceny / theft
655 / 1,172
Vehicle theft
59 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Cedars of Elk Drive 55+ Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Gated access) that insurers recognize with discounts.

Source: FBI UCR Program, Burleson (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Controlled access Property manager on site Gated Gated access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cedars of Elk Drive 55+ Apartments.

FEMA Zone X (0.2 Pct Annual Chance Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Cedars of Elk Drive 55+ Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

*Application fee is $50 for the first applicant and $25 for each additional applicant. Charged per applicant.

$50

Administrative Fee

Charged per unit.

$200

Amenities

Special Features

Energy-star appliance package Off street parking Washer and dryer connections Garages available* Swimming pool Gated community with controlled access

Community Features

Maintenance on site Online Services Elevator Clubhouse Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Dishwasher Disposal Ice Maker Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Dining Room Walk-In Closets Window Coverings Large Bedrooms Patio

Pet Policy

Bringing a pet? Here's what Cedars of Elk Drive 55+ Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Cedars of Elk Drive 55+ Apartments

Year Built: 2016
Stories: 3 stories
Units: 180
Phone: (817) 761-5226

From the property listing:

Welcome home to Cedars of Elk Drive! Our apartments in Burleson for adults 55 years and older welcomes you with incredible amenities, spacious floor plans and exciting resident events, all blended together with stellar services. Make yourself comfortable in any of our 1 or 2 bedroom homes. They feature spacious bedrooms and immaculate kitchens designed with all the conveniences you'd expect. One household member must be at least 55 years or older, and all other members at least 40 years or older. Please visit our website for more information.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Burleson — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Cedars of Elk Drive 55+ Apartments require renters insurance?
We found specific coverage details on Cedars of Elk Drive 55+ Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cedars of Elk Drive 55+ Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Cedars of Elk Drive 55+ Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Cedars of Elk Drive 55+ Apartments?
Plan for $1,562 to $2,338/month all-in. That's base rent ($1,549 – $2,325), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cedars of Elk Drive 55+ Apartments allow pets?
Yes, Cedars of Elk Drive 55+ Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Cedars of Elk Drive 55+ Apartments?
Property crime in Burleson is well below the national average — 783 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 69/100K here. On the property itself, you'll find controlled access, property manager on site, gated, gated access — features that can qualify for premium discounts.
What floor plans does Cedars of Elk Drive 55+ Apartments offer?
There are 2 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $1,549 – $2,325. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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