Depot on Main Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Depot on Main Apartments in Burleson? This community requires renters insurance before you can sign a lease, and with rent at $1,199 – $2,600, you'll want to know exactly what that adds to your monthly bill. We estimate coverage here runs about $12/mo — below we break down the lease requirements, compare carriers, and show you how to get the best rate.

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125 N Main St, Burleson, TX 76028

Burleson

Built 2023 5 stories 275 units
4.4/5 ·77 reviews Google
5/5 ·25 reviews Apt. Finder
$1,199 – $2,600 /month

Monthly Cost Breakdown at Depot on Main Apartments

The listed rent isn't the whole number. Here's what Depot on Main Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,356 – $2,757
Base Rent $1,199 – $2,600
Required Monthly Fees $145
Est. Renters Insurance $12/mo

Renters Insurance at Depot on Main Apartments

Depot on Main Apartments's website requires tenants to carry renters insurance. The exact coverage minimums may vary by unit type, so confirm the specifics with the leasing office when you apply.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Depot on Main Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Water/Leak Issues

3 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 783/100K (50% below national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Depot on Main Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Depot on Main Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Burleson.

Burleson property crime rate

783

per 100K residents

50% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
69 / 200
Larceny / theft
655 / 1,172
Vehicle theft
59 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Depot on Main Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Burleson (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Common topic
Pest Issues Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Depot on Main Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Depot on Main Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Valet Trash

Charged per unit.

$35 / mo

Pest Control

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Security Deposit - Non-Refundable

$150 one bedrooms & $300 for two bedrooms Charged per unit.

$150

Parcel pending lockers

Charged per unit.

$20

Amenities

Special Features

BBQ/Picnic Area Electronic Thermostat Large Closets Patio/Balcony

Community Features

Maintenance on site 24 Hour Access Trash Pickup - Door to Door Online Services Elevator Business Center Clubhouse Lounge Sundeck Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Dishwasher Disposal Ice Maker Granite Countertops Pantry Microwave Oven Refrigerator Freezer Hardwood Floors Walk-In Closets Double Pane Windows Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Depot on Main Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Depot on Main Apartments

Year Built: 2023
Stories: 5 stories
Units: 275
Phone: (817) 985-4973

From the property listing:

Live Your Best Life! Embark to a place where life moves a little more effortlessly. A place propelled by quintessential charm and sophisticated sensibility, where a bustling main street location seamlessly blends dynamic energy with small-town serenity. Here, amenity spaces are curated with creativity, intentionality is in every square inch, and each of our apartments for rent in Burleson, TX is thoughtfully designed just for you. Better living has arrived at Depot on Main.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Burleson — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Depot on Main Apartments require renters insurance?
Yes — you'll need an active renters insurance policy to sign a lease at Depot on Main Apartments. You'll need to add the property management as an interested party on your policy, which most carriers can do at no extra charge.
How much is renters insurance at Depot on Main Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Depot on Main Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Depot on Main Apartments?
Plan for $1,356 to $2,757/month all-in. That's base rent ($1,199 – $2,600), plus $145/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Depot on Main Apartments allow pets?
Yes, Depot on Main Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Depot on Main Apartments?
Property crime in Burleson is well below the national average — 783 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 69/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Depot on Main Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,199 – $2,600. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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