6050 Oakland Hills Dr, Fort Worth, TX 76112
East Fort Worth
Monthly Cost Breakdown at Cobble Hill Apartments
The listed rent isn't the whole number. Here's what Cobble Hill Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Cobble Hill Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Cobble Hill Apartments can push your insurance cost up or down:
Older Building
Built in 1984 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2314/100K (47% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cobble Hill Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Cobble Hill Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.
Fort Worth property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Cobble Hill Apartments also has on-site security features (Controlled access, Property manager on site, Gated, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cobble Hill Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Cobble Hill Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Common Area Maintenance Fee
Covers maintenance for common areas. Charged per unit.
Trash
Monthly trash services fee. Charged per unit.
Reserved Parking
Monthly reserved parking fee. Contact office for details. Charged per unit.
Pest Control
Pest prevention and treatment service fee. Charged per unit.
Electric
Monthly electric charges. Charged per unit.
Gas
Monthly gas charges. Charged per unit.
Sewer
Monthly wastewater and sewer charge. Charged per unit.
Water
Monthly community water services charge. Charged per unit.
Non-Refundable Administrative Fee
One-time processing fee for administrative costs. Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Credit Check Fee
Fee for processing screening (per applicant) Charged per unit.
Administrative Fee
Charged per unit.
Security Deposit
Refundable deposit for damages or lease obligations. Chargedper unit.
Situational Fees
MTM Flat Fee
Fee for month-to-month tenancy Charged per unit.
Animal Violation Charge (Daily)
Daily charge for animal violation per lease. Charged per unit.
Animal Violation Charge
Initial charge for animal violation per lease. Charged per unit.
NSF Tenant Fee
Returned or declined payment fee. Charged per unit.
Liability Insurance Non-Compliance Fee
Fee for non-compliance with liability requirement. Charged per unit.
Utility Vacant Cost Recovery Fee
Utility recovery fee for an occupied unit Charged per unit.
Late Fee
Late payment fee. Charged per unit.
Early Termination Fee
Fee to terminate lease early. Charged per unit.
Reletting Fee
Apartment reletting cost. Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Cobble Hill Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Cobble Hill Apartments
From the property listing:
Come experience the best of Fort Worth living at Cobble Hill. Our professional leasing staff is ready to help match you with your perfect new home. Showcasing 1 to 3 bedroom apartment floorplan options start at $875 a month. Your perfect place is ready for you to move in soon. Our pet-friendly apartments feature convenient and contemporary additions, including large closets, resurfaced countertops and fully-equipped kitchens. Add on full-size washer and dryer connections, storage units, and a private balcony or patio.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.
Briella Fort Worth Apartments
East Fort Worth
Casa Villas Apartments
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Cobblestone Manor Senior Apartments
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Dunmore Apartments
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Falcon Ridge Apartments
East Fort Worth
Flats on Mill Apartments
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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