Cobblestone Manor Senior Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Cobblestone Manor Senior Apartments in East Fort Worth? Rent here runs $1,119 – $1,348, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8201 Sartain Dr, Fort Worth, TX 76120

East Fort Worth

Built 2007 1 story 220 units
4.2/5 ·88 reviews Google
1 review Apt. Finder
$1,119 – $1,348 /month

Monthly Cost Breakdown at Cobblestone Manor Senior Apartments

The listed rent isn't the whole number. Here's what Cobblestone Manor Senior Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,133 – $1,362
Base Rent $1,119 – $1,348
Est. Renters Insurance $14/mo

Renters Insurance at Cobblestone Manor Senior Apartments

We found a few insurance details on Cobblestone Manor Senior Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Cobblestone Manor Senior Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Ground Level

Single-story — higher flood/water intrusion risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cobblestone Manor Senior Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cobblestone Manor Senior Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Cobblestone Manor Senior Apartments also has on-site security features (Controlled access, Concierge, Doorman, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
Water Damage Mentioned

On-Site Security

Controlled access Concierge Doorman Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cobblestone Manor Senior Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Cobblestone Manor Senior Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Application Fee: $17.15 (1st applicant) + $11.65 (per additional applicant) Charged per applicant.

$17

Pets Fees

Dog Deposit

Charged per pet.

$100

Dog Fee

Charged per pet.

$100

Cat Deposit

Charged per pet.

$100

Cat Fee

Charged per pet.

$100

Parking Fees

Garage Lot

Private Garages are available.

Amenities

Special Features

Additional storage available Built-in desk area Central heat and air conditioning Full-size washer and dryer connections Fully equipped kitchen Garages available Off street parking Private entrances Resident events Water and sewer services included

Community Features

Day Care Maintenance on site 24 Hour Access House Sitter Services Health Club Discount Business Center Clubhouse Lounge Storage Space Walk-Up Sundeck Courtyard Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Dishwasher Disposal Ice Maker Granite Countertops Kitchen Microwave Range Refrigerator Hardwood Floors Tile Floors Dining Room Walk-In Closets Window Coverings

Pet Policy

Bringing a pet? Here's what Cobblestone Manor Senior Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$100 Deposit
$100 Fee
50 lb Weight Limit
2 Pet Limit

About Cobblestone Manor Senior Apartments

Year Built: 2007
Stories: 1 story
Units: 220
Phone: (817) 784-7235

From the property listing:

Cobblestone Manor Senior Apartments offers single story 1 and 2 bedroom cottage-style apartments for adults 62 years and older! Take a swim in the pool, relax by the fireplace in our community room, participate in resident activities or watch a film in the clubhouse theater. Our community is designed for independent, active seniors 62 years and older featuring large kitchens with granite counter tops, dishwashers and microwaves, walk in closets, central air conditioning and patio space.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Cobblestone Manor Senior Apartments require renters insurance?
We found specific coverage details on Cobblestone Manor Senior Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cobblestone Manor Senior Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Cobblestone Manor Senior Apartments?
Plan for $1,133 to $1,362/month all-in. That's base rent ($1,119 – $1,348), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cobblestone Manor Senior Apartments allow pets?
Yes, Cobblestone Manor Senior Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $100 Deposit. $100 Fee. 50 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Cobblestone Manor Senior Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find controlled access, concierge, doorman, covered parking — features that can qualify for premium discounts.
What floor plans does Cobblestone Manor Senior Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,119 – $1,348. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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