4700 State Highway 114, Northlake, TX 76262
Northlake
Monthly Cost Breakdown at Jefferson Northlake Apartments
The listed rent isn't the whole number. Here's what Jefferson Northlake Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Jefferson Northlake Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Jefferson Northlake Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1286/100K (19% below national average)
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Jefferson Northlake Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Jefferson Northlake Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $11/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Northlake.
Northlake property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Northlake track closely with national baselines. Jefferson Northlake Apartments also has on-site security features (Package service, Controlled access, Gated, Sprinklers, Covered parking, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Northlake (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Jefferson Northlake Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Jefferson Northlake Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Admin
Administrative costs for managing trash service billing, coordination, and related expenses for your apartment. Charged per unit.
Valet Trash
Charged per unit.
Trash Services - Doorstep
Fee for doorstep trash and recycle pickup service. Charged per unit.
Package Management
Handling and storage of resident deliveries. Charged per unit.
Pest Control
Charged per unit.
Pest Control Services
Regular pest prevention and treatment services. Charged per unit.
Amenity Fee
Charged per unit.
Community Amenity Fee
Fee for access to shared resident amenities and facilities. Charged per unit.
Stormwater / Drainage Admin Fee
Management of community stormwater drainage and runoff infrastructure Charged per unit.
Utility Water / Wastewater Admin Fee
Covers administrative costs associated with billing and managing water utility services. Charged per unit.
Cable TV / Internet Services
Community-provided cable TV and internet services Charged per unit.
Admin Fee
Fee to process rental application and background check Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Application Fee
Administrative processing fee to cover lease preparation. Charged per applicant.
Administrative Fee
Charged per unit.
Package Management Setup
Charge for establishing resident access to the package management system. Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Pet Fee
Fee for allowing pets in the home. Charged per pet.
Pet / Animal Lease Violation
Fee issued for unauthorized pets or violations of pet policyCharged per pet.
Pet Fee
Pet Fee Charged per pet.
Pet Rent
monthly charge for keeping a pet in the home. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking - Garage
Charge for access to a garage space. Charged per vehicle.
Addons Fees
Amenity / Clubhouse Rental Deposit (Refundable)
Refundable deposit for potential damages during a clubhouse rental. Charged per unit.
Amenity / Clubhouse Rental Fee
Fee for reserving the community clubhouse for events or gatherings. Charged per unit.
Washer & Dryer Rental
In-home washer and dryer rental and maintenance. Charged perunit.
Storage Space Rental
Fee for an on-site storage unit. Charged per unit.
Parking EV Charging
Fee for on-site electric vehicle charging access. Charged per unit.
Situational Fees
Intra-Community Transfer Fee
Charge for transferring to another home within the same community. Charged per unit.
Security Deposit (Refundable)
Refundable deposit covering potential damages and unpaid rent per lease terms. Charged per unit.
Security Deposit Alternative
Alternative to a standard security deposit typically issued through a surety bond. Charged per unit.
Access Device Replacement
Charge to replace lost or damaged key, fob, or remote. Charged per unit.
Renters Liability Non-Compliance
Fee for not maintaining required renters liability insurancecoverage. Charged per unit.
NSF Tenant Fee
NSF Tenant Fee Charged per unit.
Late Fee (Percentage)
Calculated as a percentage of the base rent amount. Charged per unit.
Renter Liability - Third Party
Expense related to required liability coverage through a third-party provider. Charged per unit.
Utility - Electric
Cost of electricity usage for your apartment. Charged per unit.
Utility - Stormwater / Drainage
Local stormwater management and drainage system fee. Chargedper unit.
Utility - Water / Sewer
Water usage and wastewater removal costs. Charged per unit.
Utility - Non-transferred Utility Fee
Charge for utility costs not moved to residents name. Charged per unit.
Concession Repayment
Tenant repayment of rent discounts if lease terms are not met. Charged per unit.
Legal / Eviction Fee
Costs associated with an eviction proceeding. Charged per unit.
Reletting Fee
An expense associated with re-renting a unit after early lease termination. Charged per unit.
Lease Violation
Fee for non-compliance with lease terms or community policies. Charged per unit.
Early Lease Termination / Buyout
Buyout for ending lease agreement before its scheduled end date. Charged per unit.
Utility - Vacant Cost Recovery
Utility costs incurred while the unit was unoccupied. Charged per unit.
Deposit (Nonrefundable)
a screening-based, non-refundable deposit to address damagesor unpaid rent per lease agreement. Charged per unit.
Insufficient Move-out Notice Fee
Charge for not providing proper advance notice before move-out. Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Jefferson Northlake Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Jefferson Northlake Apartments
From the property listing:
Welcome to Jefferson Northlake Apartments, where Elevated Living meets the allure of brand new luxury apartments. NOW LEASING, our stunning homes redefine the essence of modern living in Northlake, TX. Apartment homes feel better when they're brand new, and ours take it to the next level, boasting an array of exceptional amenities designed to enrich your lifestyle.
Other Options Nearby
Still weighing your choices? Other communities in Northlake — compare rent and estimated insurance cost side by side.
Meadowlark at Wildflower Ranch Apartments
Northlake
The Ruby at Chadwick Commons Apartments
Northlake
101 Center Apartments
Downtown Arlington
10105 Cougar Tr Rental
Northwest Fort Worth
1216 Fairmount Apartments
Southwest Fort Worth
26 at City Point Apartments
North Richland Hills
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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