MAA Willow Creek Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at MAA Willow Creek Apartments in Hurst/Euless/Bedford? Rent here runs $1,238 – $3,738, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2801 Airport Fwy, Bedford, TX 76021

Hurst/Euless/Bedford

Managed by MAA Built 1996 3 stories 478 units
4.1/5 ·381 reviews Google
4/5 ·16 reviews Apt. Finder
$1,238 – $3,738 /month

Monthly Cost Breakdown at MAA Willow Creek Apartments

The listed rent isn't the whole number. Here's what MAA Willow Creek Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,253 – $3,753
Base Rent $1,238 – $3,738
Est. Renters Insurance $15/mo

Renters Insurance at MAA Willow Creek Apartments

What Affects Your Premium Here

Every building is different. These factors specific to MAA Willow Creek Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1739/100K (10% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for MAA Willow Creek Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near MAA Willow Creek Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Bedford.

Bedford property crime rate

1,739

per 100K residents

10% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
96 / 200
Larceny / theft
1,415 / 1,172
Vehicle theft
228 / 206

U.S. average

Near-average property crime means insurance premiums in Bedford track closely with national baselines. MAA Willow Creek Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Gated access, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Bedford (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
8×
Pest Issues Mentioned
1×

On-Site Security

Package service Controlled access Property manager on site Gated Gated access Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for MAA Willow Creek Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at MAA Willow Creek Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$60

Administrative Fee

Charged per unit.

$160

Parking Fees

Parking Fee

Charged per vehicle.

$85 / mo

Parking Fee

Charged per vehicle.

$35 / mo

Amenities

Special Features

Attached Garage Terrace No Breed Restrictions Valet Trash Handicappped Accessible On Site Laundry Wifi Hotspot Covered Parking Planned Social Events Carport On Site Maintenance Gated Community High Speed Internet Outdoor Grill Area Courtesy Officer Garage On Site Property Manager Fireplace 1 Storage Units Washer And Dryer

Community Features

Community-Wide WiFi Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Planned Social Activities Pet Play Area Business Center Clubhouse Walk-Up Courtyard Grill Picnic Area Fitness Center Pool Basketball Court Tennis Court

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Security System Storage Space Tub/Shower Fireplace Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Carpet Dining Room Family Room Crown Molding Vaulted Ceiling Walk-In Closets Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what MAA Willow Creek Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$15 Monthly Pet Rent
2 Pet Limit

About MAA Willow Creek Apartments

Year Built: 1996
Stories: 3 stories
Units: 478
Management: MAA
Phone: (682) 452-1733

From the property listing:

TOUR YOUR WAY! We have a tour to fit your needs- virtual, self-guided, or agent-guided. Find your next home at MAA Willow Creek in Bedford, TX. Conveniently located in the Mid-Cities, our one-, two-, and three-bedroom apartment homes offer garden tubs, excellent interior finishes, gourmet kitchens, custom cabinetry, and much more. Enjoy our stunning mature landscapes, 24-hour fitness center, and luxurious pool area with grills. Hurricane Creek runs through our property, and we are a proud pet-friendly community with no breed or weight restrictions.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Bedford — compare rent and estimated insurance cost side by side.

3001 Crystal Springs Apartments

Hurst/Euless/Bedford

$979 - $2,199 Ins: ~$15/mo

Amherst Apartments

Hurst/Euless/Bedford

$1,315 - $1,876 Ins: ~$15/mo

Avenue 900 Apartments

Hurst/Euless/Bedford

$1,400 - $3,423 Ins: ~$14/mo

Bear Creek Villas Apartments

Hurst/Euless/Bedford

$1,245 - $2,460 Ins: ~$15/mo

Bedford Oaks Apartments

Hurst/Euless/Bedford

$850 - $1,299 Ins: ~$15/mo

Bexley Landing Apartments

Hurst/Euless/Bedford

$1,274 - $2,856 Ins: ~$13/mo

Frequently Asked Questions

Does MAA Willow Creek Apartments require renters insurance?
We didn't find a public insurance requirement for MAA Willow Creek Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at MAA Willow Creek Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). MAA Willow Creek Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at MAA Willow Creek Apartments?
Plan for $1,253 to $3,753/month all-in. That's base rent ($1,238 – $3,738), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does MAA Willow Creek Apartments allow pets?
Yes, MAA Willow Creek Apartments is pet-friendly. Here are the details: Cats Allowed. $15 Monthly Pet Rent. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around MAA Willow Creek Apartments?
Property crime in Bedford sits near the national average — 1,739 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 96/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does MAA Willow Creek Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,238 – $3,738. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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