Parker House Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Parker House Apartments in Downtown Fort Worth? Rent here runs $1,180 – $2,048, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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250 W Lancaster Ave, Fort Worth, TX 76102

Downtown Fort Worth

Built 2016 5 stories 133 units
4.6/5 ·260 reviews Google
4/5 ·9 reviews Apt. Finder
$1,180 – $2,048 /month

Monthly Cost Breakdown at Parker House Apartments

The listed rent isn't the whole number. Here's what Parker House Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,332 – $2,200
Base Rent $1,180 – $2,048
Required Monthly Fees $140
Est. Renters Insurance $12/mo

Renters Insurance at Parker House Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Parker House Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Parker House Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Parker House Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Parker House Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Sprinklers, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
1×

On-Site Security

Package service Controlled access Property manager on site Gated Sprinklers Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Parker House Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Parker House Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Community Fee

Charged per unit.

$25 / mo

Trash

$25-$35 Charged per unit.

$35 / mo

Pest Control

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Additional Security Deposit - Non-Refundable

Charged per unit.

$400

Additional Application Fee

Charged per unit.

$75

Parking Fees

Parking Fee

Charged per vehicle.

$55 - $65 / mo

Covered

$55-$65

Amenities

Special Features

Amazing Views Billiards Chef's Kitchen with Granite Countertops, Custom Shaker-style Cabinetry & Subway Tile Backsplash Contemporary Fixtures & Designer Lighting Package Convenient Access to Shopping, Dining, Freeways & Transit Den or Study * in select apartment homes Downtown Views Available Fiber Internet Access Garden-style Soaking Tub & Walk-in Shower * in select apartment homes Large Kitchen Island with Breakfast Bar & Pendant Lighting * in select apartment homes Onsite Maintenance with 24 Hour Emergency Service Outdoor Lounge Pet-Friendly Community with Bark Park Spacious One & Two Bedroom Apartment Homes with Open Concept Living Areas Spa-inspired Bathrooms with Dual Sinks & Linen Cabinet * in select apartment homes Stainless Steel & Black Appliances Walking Distance to Premier Restaurants & Major Employers Wood-style Plank Flooring

Community Features

Laundry Facilities Maintenance on site On-Site ATM On-Site Retail Dry Cleaning Service Online Services Planned Social Activities Pet Play Area Key Fob Entry Elevator Business Center Clubhouse Lounge Storage Space Disposal Chutes Fitness Center Bicycle Storage Walking/Biking Trails Gameroom

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Instant Hot Water Hardwood Floors Carpet Vinyl Flooring Dining Room Built-In Bookshelves Walk-In Closets Double Pane Windows

Pet Policy

Bringing a pet? Here's what Parker House Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$500 Fee
1 Pet Limit

About Parker House Apartments

Year Built: 2016
Stories: 5 stories
Units: 133
Phone: (817) 968-7047

From the property listing:

Virtual touring and by appointment, self-guided touring is available. Contact us today! Look no further for great apartment home living in Fort Worth, TX, because you've found it! Come enjoy a life of ease with savory restaurants, fabulous shopping and endless outlets for recreation and entertainment just minutes away. Parker House has a great location that is guaranteed to make your life comfortable and convenient. Look no further for great apartment home living in Fort Worth, TX because you've found it at Parker House. All Square Footage is Approximate.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Burnett Lofts

Downtown Fort Worth

$1,200 - $3,279 Ins: ~$12/mo

Cityscape Arts Apartments

Downtown Fort Worth

$1,430 - $2,185 Ins: ~$13/mo

Deco Apartments

Downtown Fort Worth

$2,330 - $11,581 Ins: ~$12/mo

Firestone at West 7th Apartments

Downtown Fort Worth

$1,085 - $2,283 Ins: ~$15/mo

Harden at Public Market Apartments

Downtown Fort Worth

$1,266 - $2,895 Ins: ~$12/mo

Historic Electric Building Apartments

Downtown Fort Worth

$2,550 - $5,050 Ins: ~$15/mo

Frequently Asked Questions

Does Parker House Apartments require renters insurance?
We didn't find a public insurance requirement for Parker House Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Parker House Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Parker House Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Parker House Apartments?
Plan for $1,332 to $2,200/month all-in. That's base rent ($1,180 – $2,048), plus $140/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Parker House Apartments allow pets?
Yes, Parker House Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $500 Fee. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Parker House Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Parker House Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,180 – $2,048. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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