The Braden on Fifth Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Braden on Fifth Apartments in Downtown Fort Worth? Rent here runs $1,310 – $5,952, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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500 Fort Worth Trl, Fort Worth, TX 76102

Downtown Fort Worth

Managed by Greystar Built 2018 6 stories 345 units
4.3/5 ·175 reviews Google
5/5 ·14 reviews Apt. Finder
$1,310 – $5,952 /month

Monthly Cost Breakdown at The Braden on Fifth Apartments

The listed rent isn't the whole number. Here's what The Braden on Fifth Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,432 – $6,074
Base Rent $1,310 – $5,952
Required Monthly Fees $110
Est. Renters Insurance $12/mo

Renters Insurance at The Braden on Fifth Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Braden on Fifth Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Vehicle Crime

2 mentions of car theft, vandalism, or break-ins in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Braden on Fifth Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Braden on Fifth Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Braden on Fifth Apartments also has on-site security features (Package service, Property manager on site, Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Vehicle Crime Mentioned
Maintenance Issues Mentioned

On-Site Security

Package service Property manager on site Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Braden on Fifth Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Braden on Fifth Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Administrative Fee

Amount to manage trash service billing. Charged per unit.

$3 / mo

Utility - Gas Administrative Fee

Amount to manage gas billing. Charged per unit.

$3 / mo

Community Amenity Fee

Amount for community amenity use and services. Charged per unit.

$95 / mo

Utility - Gas

Usage-Based (Utilities).Amount for provision and consumptionof natural gas. Charged per unit.

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit type.

$150 - $350

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$75

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$200

Pets Fees

Pet Fee

At The Braden on Fifth, we are a pet-friendly community and allow dogs and cats. There is a one-time $400 non-refundable pet fee and a $25 monthly pet rent for each pet. Please call our Leasing Office for complete Pet Policy information.

$400

Pet Rent

Max of 2. Monthly amount for authorized pet. Charged per pet

$25 / mo

Pet Management - Third Party

Max of 2. Amount for authorized pet registration and screening services. Charged per pet. Payable to 3rd Party

$25 - $30

Parking Fees

Parking Fee

Max of 1. Amount for parking space/services. May be subject to availability. Charged per rentable item.

$25 / mo

Parking - Reserved

Max of 1. Amount for reserved parking space/services. May besubject to availability. Charged per rentable item.

$50 / mo

Situational Fees

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month leaseCharged per unit.

$350 / mo

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability PolicyCharged per unit.

$50 / mo

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per unit.

$50 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$75 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

10% of base rent / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.

85% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Lease Violation - Extermination Services

Amount for violation of pest-related community policies. Charged per unit.

Varies / occurrence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Liquidated Damages

Amount for not satisfying the application and/or lease termsCharged per unit.

Varies / occurrence

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party

Varies / occurrence

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal. Charged per unit.

Varies / occurrence

Lease Violation

Amount for violation of community policies and/or per lease terms. Charged per unit.

Varies / occurrence

Amenities

Special Features

Beautiful Courtyards Centralized Mail Centers Climate Controlled Storage Rooms Close to Downtown Fort Worth Community Room for Resident Use Excellent Location Gourmet Coffee Machines Hush Pods Media Lounge Outdoor Game Tables Package Lockers / Refrigerator Storage Pilates/Spin Studio Professional Landscaping Rentable Guest Suite Swimming Pool with Lounge Area WiFi Access In All Amenity Areas

Community Features

Community-Wide WiFi Maintenance on site Elevator Clubhouse Lounge Conference Rooms Courtyard Zen Garden Fitness Center Pool Media Center/Movie Theatre

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Smoke Free Tub/Shower Dishwasher Disposal Stainless Steel Appliances Island Kitchen Microwave Range Refrigerator Freezer Quartz Countertops Vinyl Flooring High Ceilings Built-In Bookshelves Vaulted Ceiling Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what The Braden on Fifth Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About The Braden on Fifth Apartments

Year Built: 2018
Stories: 6 stories
Units: 345
Management: Greystar
Phone: (682) 257-3967

From the property listing:

The Braden on Fifth provides the ultimate location with luxurious, designer interiors, and opulent amenities in our studio, one, two, and three-bedroom apartments for rent to complement your vibrant lifestyle. Experience the city’s most exclusive live-work-play location, complete with beautiful patios, a state-of-the-art fitness center, and a rooftop plunge plunge pool with gorgeous views of downtown Fort Worth. Gorgeous quartz countertops, wood-grain flooring, and expansive floor plans, along with unprecedented access to Fort Worth’s top attractions, all come standard at The Braden on Fifth.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Braden on Fifth Apartments require renters insurance?
We didn't find a public insurance requirement for The Braden on Fifth Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Braden on Fifth Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at The Braden on Fifth Apartments?
Plan for $1,432 to $6,074/month all-in. That's base rent ($1,310 – $5,952), plus $110/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Braden on Fifth Apartments allow pets?
Pet policies at The Braden on Fifth Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around The Braden on Fifth Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find package service, property manager on site, package lockers — features that can qualify for premium discounts.
What floor plans does The Braden on Fifth Apartments offer?
There are 31 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,310 – $5,952. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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