Westdale Hills Sawgrass Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Westdale Hills Sawgrass Apartments in Hurst/Euless/Bedford? Rent here runs $938 – $1,894, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1838 Sotogrande Blvd, Hurst, TX 76053

Hurst/Euless/Bedford

Built 1980 2 stories 228 units
3.3/5 ·560 reviews Google
4/5 ·5 reviews Apt. Finder
$938 – $1,894 /month

Monthly Cost Breakdown at Westdale Hills Sawgrass Apartments

The listed rent isn't the whole number. Here's what Westdale Hills Sawgrass Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $953 – $1,909
Base Rent $938 – $1,894
Est. Renters Insurance $15/mo

Renters Insurance at Westdale Hills Sawgrass Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Westdale Hills Sawgrass Apartments can push your insurance cost up or down:

Older Building

Built in 1980 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Pest Issues

9 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1809/100K (15% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Westdale Hills Sawgrass Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Westdale Hills Sawgrass Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Hurst.

Hurst property crime rate

1,809

per 100K residents

15% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
172 / 200
Larceny / theft
1,468 / 1,172
Vehicle theft
169 / 206

U.S. average

Near-average property crime means insurance premiums in Hurst track closely with national baselines. Westdale Hills Sawgrass Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Hurst (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
10×
Pest Issues Frequent topic
Water Damage Mentioned
Water Intrusion (pipes, sewage) Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Westdale Hills Sawgrass Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Westdale Hills Sawgrass Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$60

Administrative Fee

Charged per unit.

$30

Amenities

Special Features

6 Unique Floor Plans Available 9-Hole Par 3 Golf Course Accepts Electronic Payments Air Conditioner BBQ/Picnic Area Fireplace* HEB School District Large Closets Spanish Speaking Staff Splash Park Washer/Dryer Connections*

Community Features

Laundry Facilities Day Care Maintenance on site 24 Hour Access Public Transportation Clubhouse Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Smoke Free Cable Ready Fireplace Dishwasher Disposal Refrigerator

Pet Policy

Bringing a pet? Here's what Westdale Hills Sawgrass Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Westdale Hills Sawgrass Apartments

Year Built: 1980
Stories: 2 stories
Units: 228
Phone: (682) 297-4868

From the property listing:

Westdale HillsSawgrass is a beautifully landscaped apartment community surrounding the Westdale Hills Golf Course. Featuring wonderful amenities and appeal, Westdale HillsSawgrass is conveniently located in a part of the Metroplex that provides easy access to freeways and all that both Dallas and Fort Worth have to offer. Close access to Northeast Mall, HEB Hospital, DFW Airport, parks and the Lone Star Rail Service add to the value of living at Westdale Hills.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Hurst — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Westdale Hills Sawgrass Apartments require renters insurance?
We didn't find a public insurance requirement for Westdale Hills Sawgrass Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Westdale Hills Sawgrass Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Westdale Hills Sawgrass Apartments?
Plan for $953 to $1,909/month all-in. That's base rent ($938 – $1,894), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Westdale Hills Sawgrass Apartments allow pets?
Yes, Westdale Hills Sawgrass Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Westdale Hills Sawgrass Apartments?
Property crime in Hurst sits near the national average — 1,809 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 172/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does Westdale Hills Sawgrass Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $938 – $1,894. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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