1010 Waugh Dr, Houston, TX 77019
Montrose
Monthly Cost Breakdown at 1010 Waugh Apartments
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1010 Waugh Apartments is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at 1010 Waugh Apartments
Accepted Insurance Providers
1010 Waugh Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.
From the 1010 Waugh Apartments Website
Support Animals: If the animal is an emotional support animal, pet deposits are not necessary, and breed restrictions do not apply. A signed letter from a qualified professional, meeting the company’s standards for reasonable accommodation regarding emotional support animals, along with proof of current rabies vaccinations and licenses (if applicable by law), is required.
Service Animals: If the animal is a service animal, pet deposits are not necessary, and breed restrictions do not apply. If your disability and the work performed by the animal are not readily apparent, you may be asked to confirm that the service animal is required and asked to describe the work or tasks the service animal is trained to perform. Proof of current rabies vaccinations and licenses (if applicable by law) is required.
What Affects Your Premium Here
Every building is different. These factors specific to 1010 Waugh Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$13
Est. Monthly
$162
Est. Annual
$13
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1010 Waugh Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1010 Waugh Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $9 | $106 | budget | Yes |
| USAA | $10 | $119 | budget | — |
| State Farm | $13 | $158 | mid | — |
| Progressive | $14 | $172 | mid | Yes |
| Safeco | $14 | $172 | mid | — |
| Travelers | $15 | $185 | mid | — |
| Allstate | $17 | $198 | mid | — |
| Nationwide | $17 | $198 | mid | — |
| Farmers | $18 | $211 | premium | — |
| Liberty Mutual | $20 | $238 | premium | — |
Discounts You May Qualify For
Gated community
Up to 5% off
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges 1010 Waugh Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Pets Fees
Cat Deposit
Cat Fee
Dog Deposit
Dog Fee
Cat Rent
Dog Rent
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1010 Waugh Apartments.
1%
Houston overall is safer than only 1% of U.S. cities
This is a city-wide stat — your actual neighborhood may differ. The good news: 1010 Waugh Apartments has on-site security features (Gated, Package lockers, Covered parking) that insurers recognize with premium discounts.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 1010 Waugh Apartments.
Grocery
- Amazon Counter at Whole Foods Market 4.3
- Amazon Hub Locker - Montrose 4.7
- Snap Kitchen 2.3
Hospital
- Montrose Emergency Room - 24 Hours ER Houston 4.7
- HCA Houston ER 24/7 - Montrose 4.8
- Swift Star ER: River Oaks Emergency Room 4.4
Gym
- DexaFit Katy 4.9
- Houston Gym 4.6
- EōS Fitness 4.3
Restaurant
- Katami 4.7
- Hudson House 4.6
- Pizza Birra Vino 4.8
Bank
- Wells Fargo Bank 3.0
- Frost Bank 4.2
Gas
- C-Store 1.9
- Timewise 1.0
Pet Policy
Bringing a pet? Here's what 1010 Waugh Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs Allowed
- $250 Deposit
- $30 Monthly Pet Rent
- $250 Fee
About 1010 Waugh Apartments
NOW OPEN! 1010 Waugh Apartments offers everything you expect from high-rise living in the heart of Houston, and then some. Weve created a variety of spaces on different levels of the community for you to explore. Enjoy a cozy wait for your ride next to the fireplace in our rideshare lounge. Practice your swing in our golf simulator. Mingle in the social lounge over a game of shuffleboard or entertain friends at the indoor/outdoor sky lounge and deck on the 14th floor. Inside, your home offers the same attention to detail with thoughtful touches like roller shades, a sleek tile backsplash, and USB outlets.When it is time to venture out, our location in the inner loop of Houstons downtown core offers incredible access to Hanover Square, The Heights, Buffalo Bayou Park, the Toyota Center, Discovery Green, and much more. Everyday essentials are all within blocks, and when adventure calls, Houston Hobby Airport is less than 30 minutes away.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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