3602 Garrott St Houston, TX, 77006 Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at 3602 Garrott St Houston, TX, 77006 Apartments in Montrose? With rent at $1,150 - $1,375 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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3602 Garrott St, Houston, TX 77006

Montrose

Managed by - Harshil Shah, Pramukh100 LLC Built 2025 2 stories 20 units
4/5 ·5 reviews
$1,150 - $1,375 /month

Monthly Cost Breakdown at 3602 Garrott St Houston, TX, 77006 Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 3602 Garrott St Houston, TX, 77006 Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,164 – $1,389
Base Rent $1,150 – $1,375
Required Monthly Fees $0
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at 3602 Garrott St Houston, TX, 77006 Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 3602 Garrott St Houston, TX, 77006 Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$170

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 3602 Garrott St Houston, TX, 77006 Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 3602 Garrott St Houston, TX, 77006 Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $9 $106 budget Yes
USAA $10 $119 budget —
State Farm $13 $158 mid —
Progressive $14 $172 mid Yes
Safeco $14 $172 mid —
Travelers $15 $185 mid —
Allstate $17 $198 mid —
Nationwide $17 $198 mid —
Farmers $18 $211 premium —
Liberty Mutual $20 $238 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 3602 Garrott St Houston, TX, 77006 Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Fully Refundable!

$30

Administrative Fee

$0

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 3602 Garrott St Houston, TX, 77006 Apartments.

On-Site Security

Package service Controlled access Property manager on site Video patrol Gated Sprinklers

Amenities

Special Features

Bicycle Parking Swimming Pool

Community Features

Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Trash Pickup - Curbside Recycling Laundry Service Meal Service Public Transportation Lounge Multi Use Room Storage Space Vintage Building Walk-Up Courtyard Grill Picnic Area Waterfront Pool Playground Bicycle Storage Individual Leases Available

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Security System Trash Compactor Storage Space Tub/Shower Fireplace Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Instant Hot Water Quartz Countertops Hardwood Floors Tile Floors Dining Room Family Room Office Attic Sunroom Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Yard Garden Greenhouse

Pet Policy

Bringing a pet? Here's what 3602 Garrott St Houston, TX, 77006 Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $125 Deposit
  • $20 Monthly Pet Rent
  • $15 Monthly Pet Rent

About 3602 Garrott St Houston, TX, 77006 Apartments

Welcome home to your newly renovated 20 units luxury apartment home in the heart of Montrose. Minutes away from UT Health, Rice University, University of St. Thomas, Texas Southern University and many more. Situated on a beautiful tree-lined street across from historic landmark mansions, 3602 Garrott provides a peaceful sanctuary from the hustle and bustle of Montrose. Our spacious 1-bedroom, 1-bath apartment homes have been completely renovated from the ground up with modern finishes. Each apartment home features an open floor plan, all new stainless steel appliances, quartz countertops, subway tile backsplash, natural stone flooring, spa inspired bathroom, central A/C and heating, 2 massive walk in closets, and an abundance of natural light. The apartment community is pet-friendly. This gated apartment community has only 20 units but all of the amenities you would expect from a much larger building. Take a dip in the newly renovated, resort style pool, securely store your extra belongings in the on-site rental storage units, and never skip laundry day with the on-site laundry room. Pets are allowed. Parking available on the property. Send us a message or call us today! Special offer for 2025 fall semester pre-lease available for qualified applicants. Give us a call for full details.

Year Built: 2025
Stories: 2
Total Units: 20
Management: - Harshil Shah, Pramukh100 LLC
Phone: (341) 766-0131

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

1010 Waugh Apartments

Montrose

$1,870 - $4,824 Ins: ~$13/mo

1903 Portsmouth Apartments

Montrose

$1,145 - $1,705 Ins: ~$17/mo

1919 Portsmouth Apartments

Montrose

$1,175 - $1,685 Ins: ~$17/mo

2900 West Dallas Apartments

Montrose

$1,819 - $4,868 Ins: ~$15/mo

299 West Gray Apartments

Montrose

$1,399 - $5,287 Ins: ~$13/mo

Caroline West Gray Apartments

Montrose

$1,213 - $6,841 Ins: ~$15/mo

Frequently Asked Questions

Does 3602 Garrott St Houston, TX, 77006 Apartments require renters insurance?
We didn't find a public insurance requirement for 3602 Garrott St Houston, TX, 77006 Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 3602 Garrott St Houston, TX, 77006 Apartments?
For this zip code and building type, expect to pay around $14/month ($170/year). 3602 Garrott St Houston, TX, 77006 Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 3602 Garrott St Houston, TX, 77006 Apartments?
Plan for $1,164 to $1,389/month all-in. That's base rent ($1,150 - $1,375), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 3602 Garrott St Houston, TX, 77006 Apartments allow pets?
Yes, 3602 Garrott St Houston, TX, 77006 Apartments is pet-friendly. Here are the details: Dogs Allowed. $125 Deposit. $20 Monthly Pet Rent. $15 Monthly Pet Rent. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 3602 Garrott St Houston, TX, 77006 Apartments offer?
There are 1 floor plans to choose from, spanning 1-bedroom layouts. Rent ranges from $1,150 - $1,375. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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