3 Corners West Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 3 Corners West Apartments in Spring Branch? Rent here runs $822 – $1,598, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10105 Kempwood Dr, Houston, TX 77080

Spring Branch

Managed by Greystar Built 1970 2 stories 389 units
3.7/5 ·345 reviews Google
4/5 ·130 reviews Apt. Finder
$822 – $1,598 /month

Monthly Cost Breakdown at 3 Corners West Apartments

The listed rent isn't the whole number. Here's what 3 Corners West Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $880 – $1,656
Base Rent $822 – $1,598
Required Monthly Fees $42
Est. Renters Insurance $16/mo

Renters Insurance at 3 Corners West Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 3 Corners West Apartments can push your insurance cost up or down:

Older Building

Built in 1970 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Pest Issues

3 mentions in Google reviews

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 3 Corners West Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 3 Corners West Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 3 Corners West Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Common topic
Theft Mentioned
Water Damage Mentioned
Fire Mentioned
Maintenance Issues Mentioned

On-Site Security

Controlled access Property manager on site Gated Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at 3 Corners West Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Administrative Fee

Amount to manage trash service billing.

$1.38 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$25 / mo

Pest Control Services

Amount for pest control services.

$3 / mo

Utility - Gas Administrative Fee

Amount to manage gas billing.

$3 / mo

Community Amenity Fee

Amount for community amenity use and services.

$5 / mo

Drainage Fee

Usage-Based (Utilities).Amount for local programs that mitigate flooding, erosion, and water pollution.

Varies

Trash Services - Hauling

Amount for shared trash/waste services.

Varies

Utility - Gas

Usage-Based (Utilities).Amount for provision and consumptionof natural gas.

Varies

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice.

Varies

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

$1,000

Application Fee

Amount to process application, initiate screening, and take a rental home off the market.

$55

Administrative Fee

Amount to facilitate move-in process for a resident.

$125

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$400

Pet Rent

Monthly amount for authorized pet.

$20 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening services.

$25 - $30 / yr

Addons Fees

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhouse. May be subject to availability.

$150 / occurence

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditionalsecurity deposit.

Varies

Situational Fees

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

$500 - $1,000

Payment Services - Alternative

Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent).

$14.99 / mo

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting agency(ies); per person.

$6.95 - $10.95 / mo

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$20 / occurence

Trash Container - Replacement

Amount to replace trash/waste container.

$35 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community.

$400 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.

$5 - $50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$75 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges.

200% of base rent / occurence

Insufficient Move-Out Notice Fee

Amount for not providing notice to move-out as required by lease.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms.

Varies

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.).

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.

Varies

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal.

Varies

Amenities

Special Features

Full-Size Washer & Dryer Connections Oversized Patios Or Balconies Washer And Dryer Access * Courtesy Patrol Planned Monthly Events For Residents Scenic Courtyards with Outdoor Grilling Stations Specialty Pricing Clubroom Floor1(Planking) Full-size washer/dryer conn. Pet Friendly Plank Flooring Throughout Spacious Coat Closet SS Appliance 4 Relaxing Swimming Pools Bark Park Beautiful Courtyards Coffee Available Daily Kitchen Pantry Oversized Clubroom 24 Hour Emergency Maintenance Floor2(Planking) Private Yard 24-Hour Emergency Maintenance Complimentary Covered Parking Space Covered Parking Five Relaxing Pools On-Site Fitness Room Professional Management Stylish Plank Flooring* Business Center with Wi-Fi Controlled Access Entry Community Open Floor Plans Three Clothes Care Centers

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Pet Play Area Public Transportation Business Center Clubhouse Walk-Up Courtyard Grill Fitness Center Pool Playground

Floor Plan Amenities

Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Refrigerator Hardwood Floors Tile Floors Walk-In Closets Window Coverings Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what 3 Corners West Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$20 Monthly Pet Rent
$400 Fee
65 lb Weight Limit

About 3 Corners West Apartments

Year Built: 1970
Stories: 2 stories
Units: 389
Management: Greystar
Phone: (346) 567-8337

From the property listing:

Welcome Home to 3 Corners West

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 3 Corners West Apartments require renters insurance?
We didn't find a public insurance requirement for 3 Corners West Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 3 Corners West Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). 3 Corners West Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at 3 Corners West Apartments?
Plan for $880 to $1,656/month all-in. That's base rent ($822 – $1,598), plus $42/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 3 Corners West Apartments allow pets?
Yes, 3 Corners West Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $20 Monthly Pet Rent. $400 Fee. 65 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 3 Corners West Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, property manager on site, gated, covered parking — features that can qualify for premium discounts.
What floor plans does 3 Corners West Apartments offer?
There are 14 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $822 – $1,598. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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