Flint at 290 Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Flint at 290 Apartments in Spring Branch? Rent here runs $753 – $1,380, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5915 Flintlock Rd, Houston, TX 77040

Spring Branch

Built 1984 2 stories 192 units
3.9/5 ·226 reviews Google
1 review Apt. Finder
$753 – $1,380 /month

Monthly Cost Breakdown at Flint at 290 Apartments

The listed rent isn't the whole number. Here's what Flint at 290 Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $840 – $1,467
Base Rent $753 – $1,380
Required Monthly Fees $72
Est. Renters Insurance $15/mo

Renters Insurance at Flint at 290 Apartments

We found a few insurance details on Flint at 290 Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Flint at 290 Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Pest Issues

3 mentions in Google reviews

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Flint at 290 Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Flint at 290 Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Flint at 290 Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Common topic
Water Damage Mentioned
Maintenance Issues Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Flint at 290 Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Fee

$15 / mo

Resident Utility Charge

$5 / mo

Pest Control

$7 / mo

Application Fee Per Applicant

$50

Administrative Fee

$100

Pets Fees

Monthly Pet Fee

$15 / mo

One-Time Pet Fee

$300 - $300

Addons Fees

Liability Insurance

$15

Amenities

Special Features

Bilingual Staff Bookshelves* Built in Bookshelf Coat Closet Cozy Fireplaces* Cy-Fair Schools Designer Style Finishes Faux wood flooring in kitchen Freeway Access to 290, 610 & Bltwy 8 Gated Dog Park Individual Climate Control Jacuzzi Large pets welcome! Large Sliding Glass Door Limited-Access Gates Medicine Cabinet Patios/Balconies/Sunrooms* Private patios/balconies Resident Portal W/D Rental Available Washer and Dryer included in select unit

Community Features

Wi-Fi Laundry Facilities Maintenance on site Clubhouse Storage Space Walk-Up Sundeck Fitness Center Pool Playground Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Fireplace Dishwasher Disposal Kitchen Microwave Range Refrigerator Hardwood Floors Carpet Vinyl Flooring Dining Room Sunroom Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Flint at 290 Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$15 Monthly Pet Rent
$300 Fee
75 lb Weight Limit
2 Pet Limit

About Flint at 290 Apartments

Year Built: 1984
Stories: 2 stories
Units: 192
Phone: (713) 322-9058

From the property listing:

Welcome Home to Flint at 290 Apartments! Flint at 290 Apartments is conveniently nestled off the beaten path in northwest Houston only minutes from Highway 290, Beltway 8 and Loop 610. Flint at 290 is within minutes to a delightful variety of fine dining, entertainment and shopping. Located in the prestigious Cy-Fair school district, Flint at 290 features one & two bedroom apartments and townhomes featuring spacious interiors, unique sun-rooms, quality service and much more! Come home and experience the charm and warmth of Flint at 290.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Flint at 290 Apartments require renters insurance?
We found specific coverage details on Flint at 290 Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Flint at 290 Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Flint at 290 Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Flint at 290 Apartments?
Plan for $840 to $1,467/month all-in. That's base rent ($753 – $1,380), plus $72/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Flint at 290 Apartments allow pets?
Yes, Flint at 290 Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $15 Monthly Pet Rent. $300 Fee. 75 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Flint at 290 Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Flint at 290 Apartments offer?
There are 18 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $753 – $1,380. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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